All the benefits of membership, PLUS even more!
MemberPLUS helps you meet or exceed your financial goals. In addition to free upgrades, this program offers you important financial incentives over and above those offered by our standard membership, including free checking, discounts on consumer loan rates, and a rate bonus on Certificates of Deposit.1 These are tangible monetary benefits that can give your financial well-being a boost.
All Velocity members are eligible if they meet one (or more) of the following criteria:2
- Have combined direct deposits of $1,000/month
- Maintain $10,000 in combined deposit balances
- Maintain an active loan with the Credit Union, including open VISA credit cards
- Or, are age 24 or younger3
For complete details about our new MemberPlus program, stop by our offices to speak with a Branch Consultant or call us at (561) 775-2525 or (800) 872-4517.
The Smart Way to Manage Your Money
|Checking Account Fee||$5.00 per month||FREE|
|VCCU Bank Checks||1 free per day/$2.00 each additional||FREE/Unlimited|
|Bill Pay Fee||$2.95 per month||FREE|
|Paper Statements||$3.00 per statement||FREE|
|Overdraft Transfer Fee||$5.00 per transfer||FREE4|
|Stop Payment Fee||$25.00 per item||$20.00 per item|
|Consumer Loan Rate Discount*||No||Yes|
|Certificate Rate Bonus*||No||Yes|
1 New memberships must process through one repricing cycle before they are eligible for either the Consumer Loan Rate Discount or the CD Rate Bonus.
2 To qualify for Member Plus level; the individual must be in good standing with the Credit Union AND receive aggregate direct deposits of $1,000 per month OR maintain $10,000 in combined deposit balances OR have an active loan with the Credit Union which may include open VISA credit cards (VISA credit cards only qualify the primary borrower, not co-borrowers or authorized users). Qualification is based on previous month’s data. Loyalty credit for direct deposit applies to primary owner of receiving account.
3 Any members who are ages 24 and under automatically qualify for all benefits of MemberPlus with the exception of the discounted Loan Rate and the bonus CD rate. If they otherwise meet the MemberPlus criteria, they are eligible for all benefits.
4 Your account will be charged for the transaction. For MemberPlus accounts, overdraft fees will be refunded to the savings account on the next business day.