Fees

Fee Name Terms Member MemberPLUS

Membership Fees

     
New Membership One-time fee: Not applicable to Youth Accounts $5/membership $5/membership

Checking Account Fees

     
Checking Account Monthly Fee $5 FREE
Non-Sufficient Funds NSF per Item returned $34 $34
Courtesy Pay Per item paid $34 $34
Overdraft Transfer Per transfer made $5 FREE
Stop Payment Per stop placed $25 $20
Stop Payment Cancellation Per stop payment cancelled $10 $5
Checks Variable depending on style Variable Variable
Photocopy of Check Per copy $7 $5
Original Check Per original item $15 $10
Temporary Checks 12 checks $5 FREE
Fresh Start Checking Account Opening Fee $50 $50
Fresh Start Checking Monthly Fee $10 $10

Other Service Fees

Applicable to all accounts    
Account Reconciliation Per hour $25 $20
Account Research Per hour $25 $20
Account Close & Reopen Not applicable when due to fraud or lost/stolen checks $30 $30
Account Closed within First 90 Days Per membership $5 $5
Deposited Item Returned Per item $25 $20
Deposited Item Returned on Self Per item $35 $35
NSF on Automatic Loan Payment Per item $15 $10
Paper Statements Per month $3 FREE
Statement Copies Per copy $3 FREE
Interim Statement or Account Printout Per item $3 FREE
Incorrect Address Per month $5 $5
Returned Mail Per item - excluding paper statements and marketing materials $1 $1
Inactive Account Per month - applied after 12 months of inactivity on accounts less than $500. Accounts owned by minors are excluded. $10 $10
Escheat Processing Up to: $25 $25
Items Sent for Collection Per item Variable Variable
Foreign Item Cash Letter/Collection Per item up to: $40 $40
Wire Transfer - Incoming Per transfer FREE FREE
Wire Transfer - Outgoing Per transfer $20 $15
Wire Transfer - International Outgoing - per transfer $50 $40
Certified Check Per item certified $2 FREE
Velocity CCU Bank Check Withdrawal Per single day 1 FREE - $2 each additional check FREE - unlimited
Stop Payment on VCCU Bank Check Per stop placed $25 $20
Photocopy of VCCU Bank Check Per item $7 $5
Unpresented VCCU Bank Check Per item $25 $20
Exchange of Personal Check for VCCU Bank Check Non-Members: $5.00 per item FREE FREE
Coin Machine Non-Members: 7% of total FREE FREE
Pay-by-Phone Call for free quote Variable Variable
Notary or Signature Guarantee Members only FREE FREE
Express Mail Per item $25 $25
Paper Title Processing Per title plus State fee (variable) $5 $5

American Express Product Fees

     
Traditional Travelers Checks Per $100 purchased $1 $1
Travelers Check for Two Per $100 purchased $1 $1
Gift Checks   $2 $2
Gift Cards Per card $3 $3

Electronic Funds Transfer Fees

Applicable to all accounts    
VISA Debit Card   FREE FREE
Replacement Card Per card $10 $5
Stop Payment on a Recurring, Pre-authorized, VISA Debit Transaction Per item $25 $20
Overdrawn Debit Card Per item $34 $34
Proprietary ATM   FREE FREE
Non-Proprietary ATMs**Withdrawal Per transaction $2 $2
Non-Proprietary ATMs** Balance Inquiry Per inquiry $1 $1
Person-to-Person Payment (P2P) Per transaction FREE FREE
Institution-to-Institution (I2I) - Incoming Per transfer FREE FREE
Institution-to-Institution (I2I) - Outgoing Per transfer $2 $2

Bill Pay Fees

     
Online Bill Pay Per month $2.95 FREE
Photocopies Per item $7 $5
Bill Pay Stop Payment Per item $25 $20
Inactive Bill Pay Per month $5 $5

Shared Branching Fees

     
Deposited Item Returned Per item $25 $20
Deposited Item Returned on Self Per item $35 $35
Cash Withdrawal Per transaction $2 $2
Balance Inquiry Per inquiry $1 $1

Collection Fees

     
Tax Levy/Garnishment Per item $50 $50