Our Rates

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Savings Accounts

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For details regarding our current rates, please refer to the chart below.

* This rate schedule states rates applicable to specified accounts. All savings rates quoted as annual percentage yields. APYs for savings, checking, Holiday, and You Name It accounts are accurate as of April 1, 2014. APYs for HSA savings accounts are accurate as of April 1, 2014. APYs on Money Market Share Accounts are accurate as of January 1, 2017. Please speak with a member services representative for information about applicable rates and fees. Rates are reviewed Monthly and are subject to change.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Checking Accounts

* This rate schedule states rates applicable to specified accounts. All savings rates quoted as annual percentage yields. APYs for checking are accurate as of April 1, 2014. APYs on Health Savings Accounts are accurate as of April 1, 2014. Please speak with a member services representative for information about applicable rates and fees. Rates are reviewed Monthly and are subject to change.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Certificates

Certificates

* The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a members services representative for information about applicable rates and fees. Certificate rates are accurate as of January 1, 2017.

IRA Certificates

* The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a branch consultant for information about applicable rates and fees. Certificate rates are accurate as of January 1, 2017.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

IRA

IRA and CESA

* This rate schedule states rates applicable to specified accounts. All savings rates quoted as annual percentage yields. APYs for IRA and CESA Accounts are accurate as of January 1, 2017. Please speak with a branch consultant for information about applicable rates and fees. Rates are reviewed Monthly and are subject to change.

IRA Certificates

* The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a branch consultant for information about applicable rates and fees. Certificate rates are accurate as of January 1, 2017.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Vehicles

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For details regarding our current rates, please refer to the chart below.

* APR= Annual Percentage Rate. Rate quoted includes a 0.50% rate discount for members in the MemberPLUS membership tier. Rates are quoted as ranges and your rate will be determined by your credit worthiness. Please call for a quote. All loan rates are quoted as annual percentage rates.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Home

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Please visit our Mortgage Center for information about Purchases and Refinances. Rates are subject to change daily.

Mortgage Loans

Home Equity Loans

*APR=Annual Percentage Rate. Rates subject to change without notice. Velocity reserves the right to restrict LTV limits. Individual rates will be determined by credit worthiness, ability to repay, loan to value (LTV), property type, and term. Contact the Credit Union for complete details.
1 Does not include appraisal fees, if appraisal is required.
2 Prime Rate as published in the Wall Street Journal and adjusted monthly. Floor rate is 4.00% APR and Life Cap is 16.00% APR.
While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Personal and Student

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For details regarding our current rates, please refer to the chart below.

* APR= Annual Percentage Rate. All loan rates are quoted as annual percentage rates.

** Rate quoted includes a 0.50% rate discount for members in the MemberPLUS membership tier. Please call for a quote. Rates are quoted as ranges and your rate will be determined by your credit worthiness.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Credit Cards

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Click here to view a copy of our Credit Card Disclosure (also known as a Schumer Box) for more detailed rate and disclosure information.

*APR=Annual Percentage Rate. Variable rate is based on the Prime Rate as published in The Wall Street Journal, currently 4.25% APR plus margin, as of July 18, 2017. Contact Velocity Community Credit Union for complete details. Annual Percentage Rate will not exceed 18.00% APR. Rates are quoted as ranges and your rate will be determined by your credit worthiness.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.