Special Offers

We Are Celebrating Our 60th Anniversary With a Gift for YOU!

Take 0.60% APR off of your approved VCCU car loan rate during the months of April and May.

Apply for a Car Loan by May 31, 2018 to finance the purchase of a new or used car, or to refinance an existing car loan you have elsewhere to cut your rate and lower your payment. Either way, you'll get a 0.60% APR Loan Discount1 off your already low custom rate.

We have Bonanza of discounts available:

  • Anniversary Rate Discount of 0.60% APR1
  • Green Loan Rate Discount of 0.25% APR2
  • AutoAdvisors Rate Discount of 0.15% APR3

Start with a great rate, subtract your discount(s), and add no payments for up to 60 days.4 Now that is a Car Loan worth celebrating!

Apply Now!   Check Rates

Don't Miss the Boat!

Get a low interest rate on your boat loan - and a chance to win a Yeti Cooler 50!

If you are thinking of buying a boat, get pre-approved for your loan at Velocity Community first. You'll have a better idea of what you can afford once you start looking, and you'll have extra bargaining leverage since you are already approved. Plus, we guarantee to beat any rate you're offered elsewhere, or we'll give you a $100 VISA gift card.5

Special Offer!! - Book a boat loan with us anytime during the months of March and April, and you'll be automatically entered into a drawing for a chance to win one of two Yeti Cooler 50s.6

Apply Now!   Check Rates

It's Not Too Late!

You still have until April 15th to make a VISA Balance Transfer at rates as low as 4.99% APR!7

Pay your taxes, consolidate more expensive credit cards from other financial institutions, whatever you need - it's easy to make transfers to your Velocity Community VISA Credit Card in Online Banking. Visit the Credit Card tab to get started - by April 15, 2018!

Enroll in Online Banking   Apply Now!   Limit Increase Request

1 APR=Annual Percentage Rate. Your rate based on evaluation of your credit. Total of all loan discounts cannot reduce rate below floor rate of 1.75% APR.
2 Vehicle financed must qualify as an EPA approved SmartWay vehicle. Visit the EPA website to discover qualified vehicles.
3 Special Auto Advisor Discount applied to your approved auto loan rate from your credit union. Restrictions apply.
4 Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by credit worthiness. Interest will continue to accrue during the 60 days your payment is postponed.
5 Applicant must provide verification of rate you have been offered by another financial institution to be qualified for gift card. Rates will be based on evaluation of applicant’s credit. The information contained in this offer is deemed to be accurate at the time of publishing. Offer valid through 6/30/18. Velocity Community Credit Union will beat the rate from another financial institution by at least 0.50% Annual Percentage Rate (APR) with a floor rate of 1.75% APR. Promotional rates do not qualify. Minimum amount financed must be $7,500. Financing term must be 72 months or less, OR remaining term, whichever is greater. Offer does not apply to loans currently financed with Velocity Community CU. Rate must be for a similar product and term. Loans subject to credit approval. If we approve you for credit, but are unable to beat your rate by at least 0.50% APR, you will receive a $100 VISA® gift card. Allow 3-4 weeks to receive your gift card from the date of loan application. Offer subject to change without notice. Other terms and conditions may apply. Other restrictions may apply. One promotional bonus per vehicle loan, including other offers.
6 No purchase necessary. Automatic entry with any Velocity Community Boat Loan booked between March 1 and April 30, 2018. Other entries can be made by providing your name and contact information to marketing@velocitycommunity.org. Need not be present to win. Odds of winning based on number of entries. Prizes: two YETI coolers. Drawings will be held on May 7, 2018 at Velocity Community Credit Union. Color may vary from picture shown. Member responsible for any applicable taxes. There is no cash substitution.
7 Transferred balances will have a promotional rate as low as 4.99% APR for at least 18 months (18 billing cycles). At the end of the promotional rate period, the account will convert to the current variable rate of Prime plus margin as determined by credit worthiness. As of February 20, 2018, rates are as low as 10.75% APR for Platinum or 11.75% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 1/15/18 and ends 4/15/18.

Click here to view a copy of our Credit Card Disclosure (also known as a Schumer Box) for more detailed rate and disclosure information.