We like to keep it simple, so all of our accounts have these great features:

Free checking is one way we say "thank you" to the members who really understand what it means to belong to a credit union. As a cooperative, the more members participate in our services, the more everyone benefits. Members who belong in MemberPLUS are more engaged with Velocity Community CU, helping us become that much stronger for our entire membership.

It's so easy to become MemberPLUS, we'd love to see all of our members with free checking!


A Smart Choice checking account from Velocity Community Credit Union is an simple way to manage your money. A small fee of $5 per month applies to these basic accounts.


Our student checking account is designed exclusively for 18 to 24 year-olds. Whether you choose to go to college or move on to your career right away, we understand that getting started can be a challenge, and we want to help. Much like our MemberPLUS checking, this account is free of monthly services charges so you can save more of what you earn. The only difference (unless you qualify independently for MemberPLUS) is that you are ineligible for the loan rate discount and the rate bonus on certificates.

High School - Claim Your Youth

Your first checking account is a big step, so we designed the Claim Your Youth checking account with our 13-17 year-old members in mind. Since this checking account was created with the idea of teaching money management skills before you go off to college or out on your own, we do require that at least one parent be joint on the account so they can help guide you in making the right financial decisions.

We also recommend that you visit the Claim Your Youth Web site for more information about saving money and planning for your future!

Fresh Start

Sometimes things just don't go as planned. If you've started off on the wrong foot and would like a second chance, then our "Fresh Start" checking account is just for you! There is an account opening fee of $50, as well as a small monthly fee, but once you've had the account in good standing for at least 6 months, we will convert it to either a Member or MemberPLUS account for you. Just let us know when you are ready!

Are you ready to switch to Velocity Community Credit Union?

Get started today with our online application! In three easy steps, you can complete the requested information online. We will follow up with as soon as possible to complete your account. To get started, click here.

Overdraft Protection

An overdraft occurs when you make a purchase without enough money in your account to pay for it. At Velocity Community Credit Union, we offer two types of Overdraft Coverage. For more information, click here.

* Rewards Points are redeemable for gift cards, travel, hundreds of gifts in the CU Rewards catalog.
** Pricing depends on which membership tier the account falls under - Member or MemberPLUS.