Youth Accounts

Claim Your Youth - ages 13 - 17
Claim You Youth Logo 

Claim Your Youth is designed for building key life skills such as managing finances while you are still at home and can get advice from your parents (and your Credit Union!).

Kirby Kangaroo Club - ages 12 and under

The Kirby Kangaroo Club offers our young savers new savings options, club activities, and Kirby Bucks. It's only for kids 12 and under, so no adults allowed! Visit the Kirby Kangaroo website.

Kirby Bucks - Save Money and Earn Rewards!

For every $5 you deposit into your account, Velocity Community Credit Union will give you 1 Kirby Buck. (There is a limit of 10 Kirby Bucks per day.) Save your Bucks and use them to buy fun stuff.

Make the Grade...and We'll Pay $25

Make the Grade…and get paid! Beginning June 1st, bring us your report card for the full school year and we will deposit $25* into your Velocity Community account for “Making the Grade!” To qualify, Elementary students will need all “PRs” or better, and Middle through 4 years of college** (full time, 12 credit hours/semester) must have a 3.0 or better.*** Just bring it in to one of the tellers, and we’ll deposit the money into your account. Hurry in, because you only have until August 1, 2019.

*This program is not retroactive and may be revised or cancelled by the Credit Union at any time.
**For college students, completion of twelve (12) credit hours per semester will be considered full-time.
***Report cards or equivalent reports must be received at the Credit Union no later than August 1st for you to receive $25.00 for the school year just completed.
Coverdell Education Savings Accounts

CESAs allow you to save money for your child's education on a tax-favored basis. Distributions used to pay for certain qualified education expenses are federal income tax-free and penalty tax-free.

Anyone can make contributions to a child's CESA (including parents, grandparents, godparents, corporations, etc.), though they may be limited by their modified adjusted gross income (MAGI). The contribution is not tax deductible.

General Information:

  • No annual fee
  • No maintenance fee
  • Both Savings and Certificate accounts available
  • April 15th is typically the last day to make contributions for prior tax year
  • Insured by NCUA up to $250,000

Are you ready to start your future now?

Then get started today with our online application! In three easy steps, you can complete the requested information online. Don't forget - you have to have an adult as a joint owner. We will follow up with you as soon as possible to complete your account. To get started, click here.