Our Rates

Savings Accounts

Start your account today with our online application! In three easy steps, you can complete the requested information online. We will follow up with as soon as possible to complete your account. To get started, click here.

For details regarding our current rates, please refer to the chart below.

* All savings rates are quoted as annual percentage yields. Anticipated APYs are accurate as of December 01, 2019. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees. 

Checking Accounts

* All checking rates are quoted as annual percentage yields. Anticipated APYs are accurate as of December 01, 2019. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees. 

Certificates, IRAs & CESAs 

Certificates & IRA Certificates

* The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a members services representative for information about applicable rates and fees. Certificate rates are accurate as of December 1, 2019.

IRA and CESA

* All IRA and CESA rates are quoted as annual percentage yields. Anticipated APYs are accurate as of December 01, 2019. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees. 

Vehicles

Apply Now!

For details regarding our current rates, please refer to the charts below.

* APR= Annual Percentage Rate. Rates are quoted as ranges and your rate will be determined by your credit worthiness. Please call for a quote. All loan rates are quoted as annual percentage rates.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.

Home

Apply Now!

Please visit our Mortgage Center for information about Purchases and Refinances. Rates are subject to change daily.

Mortgage Loans

Home Equity Loans

*APR=Annual Percentage Rate. Rates subject to change without notice. Velocity reserves the right to restrict LTV limits. Individual rates will be determined by credit worthiness, ability to repay, loan to value (LTV), property type, and term. Contact the Credit Union for complete details.
1 Does not include appraisal fees, if appraisal is required.
2 Prime Rate as published in the Wall Street Journal and adjusted monthly. Floor rate is 4.00% APR and Life Cap is 16.00% APR.

Personal and Student

Apply Now for a Personal Loan!Apply Now for a Student Loan!

For details regarding our current rates, please refer to the chart below.

* APR= Annual Percentage Rate. All loan rates are quoted as annual percentage rates.

** Please call for a quote. Rates are quoted as ranges and your rate will be determined by your credit worthiness.

Credit Cards

Apply Now!


Click here to view a copy of our Credit Card Disclosure (also known as a Schumer Box) for more detailed rate and disclosure information.

*APR=Annual Percentage Rate. Variable rate is based on the Prime Rate as published in The Wall Street Journal, currently 4.75% APR plus margin, as of December 10, 2019. Contact Velocity Community Credit Union for complete details. Annual Percentage Rate will not exceed 18.00% APR. Rates are quoted as ranges and your rate will be determined by your credit worthiness.

While every effort has been made to ensure that this web site contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.