Special Offers

Drive Away Happy

With 1% Cash Back On Your Auto Loan.

For a limited time, get 1% cash back on your auto loan - up to $500!1 Plus, make no payments for 90 days.2 With this offer and our everyday low rates starting at just 2.24% APR,3 why wait? Apply online today - it's quick and easy!

Apply Now Check Rates


Nail Down the Cash You Need

With a low-rate Home Equity Loan.

Whatever big expense you need to finance, let your home's equity do the work. Our experienced Mortgage Team can help you decide the Home Equity option that's right for you.

  • Home Equity Lines of Credit as low as 5.25% APR4
  • Home Equity Loans as low as 4.50% APR5
  • No closing costs, application fee or annual fee6

Plus, borrow $10,000 or more by November 30 and you'll be automatically entered to win a $250 Home Depot gift card!7

Apply online or talk to our Mortgage Team today.

Apply NowMeet the Team




Membership and credit requirements apply.

1) To qualify for 1% cash back bonus, a vehicle loan must be booked with Velocity Community Credit Union between 8/15/19 and 11/15/19. Bonus will be posted to savings account within two weeks of qualifying vehicle loan. $500 is the maximum bonus available. Borrower will be responsible for any applicable taxes.

2) Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by credit worthiness. Interest will continue to accrue during the 90 days your payment is postponed. Payment postponement option is only available for loans booked between 8/15/19 and 11/15/19.

3) APR=Annual Percentage Rate. Your rate based on evaluation of your credit. Total of all loan discounts cannot reduce rate below floor rate of 2.00% APR.


4) APR =Annual Percentage Rate. The APR for a Home Equity Line of Credit is variable and based on Prime Rate as published in The Wall Street Journal, plus margin. Rates range from as low as 5.25% APR to 7.75% APR and will not exceed 16% APR over the life of the loan. Rates valid as of 8/20/19. Max CLTV 90%. Membership at Velocity Community CU is required to open a HELOC. There is a $5 membership fee to join.

5) APR =Annual Percentage Rate. Rates valid as of 8/31/19. Max CLTV 90%. For $10,000 closed end Home Equity Loan with a term of 60 months at 4.50% APR, the monthly payment is $186.78.

6) No Closing Cost option does not include appraisal fees, if appraisal is required.

7) One automatic entry with $10,000 draw on a new VCCU Home Equity Loan or Line by 11/30/19. Drawing 12/15/19. Need not be present to win. Odds of winning based on number of entries. NO PURCHASE NECESSARY: Entry tickets may be requested by mail by sending a self-addressed stamped envelope to Velocity Community Credit Union, Attn: Marketing Department, PO Box 30669, Palm Beach Gardens, FL 33420-0669. An entry ticket will be mailed to you for completion. Entry tickets must be received by the Marketing Department no later than 11/30/19 to be included in Drawing. Winner responsible for any applicable taxes. Visit VelocityCommunity.org for complete sweepstakes rules.

Your rate is determined by your credit worthiness, ability to repay, loan-to-value, property type and term. Velocity Community CU reserves the right to restrict combined loan-to-value (CLTV) limits. Property must be in the state of Florida. Adequate property insurance must be maintained.