The season of giving just got more affordable
With special promotional rates on VISAs!
Use your Velocity Community VISA this holiday season to get gifts they'll love at a rate you'll love! Enjoy a promotional rate as low as 5.99% APR for at least 12 months on purchases and balance transfers. Plus, no balance transfer fees! After that, your rate will revert to the standard variable rate which is currently 11.25% to 18.00% APR.1
Don't have a Velocity Community VISA yet? Open a new one and enjoy an introductory rate of 0% APR for the first 12 months! After that, your rate will revert to the standard variable rate which is currently 11.25% to 18.00% APR.2
We could all use a little help around the holidays.
Let a holiday loan from Velocity Community be your little helper this season.
Cover the costs of the season with a holiday loan:
- Up to $3,000
- Up to 24 months
- Rates as low as 5.99% APR.3
With fixed payments and a short term, this loan is a stress-free way to fund your holiday expenses. Hurry, this loan is only available through December 31, 2019!
Nail Down the Cash You Need
With a low-rate Home Equity Loan.
Whatever big expense you need to finance, let your home's equity do the work. Our experienced Mortgage Team can help you decide the Home Equity option that's right for you.
- Home Equity Lines of Credit as low as 5.00% APR4
- Home Equity Loans as low as 4.50% APR5
- No closing costs, application fee or annual fee6
Plus, borrow $10,000 or more by November 30 and you'll be automatically entered to win a $250 Home Depot gift card!7
Apply online or talk to our Mortgage Team today.
Membership and credit requirements apply.
1) New purchases and transferred balances will have a promotional rate as low as 5.99% APR for at least 12 months (12 billing cycles). At the end of the promotional rate period, the account will convert to your standard variable rate as determined by credit worthiness. As of 11/5/19, rates are currently 11.25% to 18.00% APR for Platinum or 12.25% to 18.00% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 11/1/19 and ends 12/31/19.
2) New purchases and transferred balances will have a 0% APR, introductory rate for at least 12 months (12 billing cycles). At the end of the introductory rate period, the account will convert to the standard variable rate as determined by credit worthiness. As of 11/05/19, rates are currently as low as 11.25% to 18.00% APR for Platinum or 12.25% to 18.00% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable.
3) APR=Annual Percentage Rate. Must apply by December 31, 2019. Promotion valid on personal loans up to $3,000 with up to 24-month term. Contact the Credit Union for complete loan details. Eligibility for lowest rate subject to your ability to repay, creditworthiness, risk score and loan term. Any existing personal loans must be paid in full or included as part of the new balance.
4) APR =Annual Percentage Rate. The APR for a Home Equity Line of Credit is variable and based on Prime Rate as published in The Wall Street Journal, plus margin. Rates range from as low as 5.00% APR to 7.50% APR and will not exceed 16% APR over the life of the loan. Rates valid as of 10/15/19. Max CLTV 90%. Membership at Velocity Community CU is required to open a HELOC. There is a $5 membership fee to join.
5) APR =Annual Percentage Rate. Rates valid as of 8/31/19. Max CLTV 90%. For $10,000 closed end Home Equity Loan with a term of 60 months at 4.50% APR, the monthly payment is $186.78.
6) No Closing Cost option does not include appraisal fees, if appraisal is required.
7) One automatic entry with $10,000 draw on a new VCCU Home Equity Loan or Line by 11/30/19. Drawing 12/15/19. Need not be present to win. Odds of winning based on number of entries. NO PURCHASE NECESSARY: Entry tickets may be requested by mail by sending a self-addressed stamped envelope to Velocity Community Credit Union, Attn: Marketing Department, PO Box 30669, Palm Beach Gardens, FL 33420-0669. An entry ticket will be mailed to you for completion. Entry tickets must be received by the Marketing Department no later than 11/30/19 to be included in Drawing. Winner responsible for any applicable taxes. Visit VelocityCommunity.org for complete sweepstakes rules.
Your rate is determined by your credit worthiness, ability to repay, loan-to-value, property type and term. Velocity Community CU reserves the right to restrict combined loan-to-value (CLTV) limits. Property must be in the state of Florida. Adequate property insurance must be maintained.