We're Still Celebrating
With VISA rates as low as 6.0% APR1 through December 31, 2018!
Enjoy rates as low as 6.0% APR1 on VISA purchases and balance transfers made through December 31, 2018. Plus, this rate is fixed for at least 12 months, and you'll pay no balance transfer fees!1
Don't have a Velocity Community VISA yet?
We always have great rates for you! Open a Velocity Community VISA Credit Card and enjoy 0% APR2 for at least 6 months. If you open a VISA Platinum Rewards Credit Card, you'll also receive 5,000 bonus points if you make 10 transactions within 90 days of opening.
Don't Get Wrapped Up In High Rates.
Take 0.60% APR3 off Personal Loans through December 31, 2018.
Enjoy personal loan rates as low as 7.39% APR3 with no payments for up to 60 days.4 Promotion valid on personal loans up to $30,000 with up to 60-month term.
Apply Now! Check Rates
Skip-A-Pay Is Now Available!
Enjoy the season with extra cash.
For just $30 per loan, Skip-A-Pay5 allows you to skip your loan payment during any one month of your choosing--November, December or January. Have more than one loan? Don't worry! You can use Skip-A-Pay on as many consumer loans as you want.
Print Your Coupon! Learn More
1 New purchases and transferred balances will have a promotional rate as low as 6.0% APR for at least 12 months (12 billing cycles). At the end of the promotional rate period, the account will convert to the current variable rate of Prime plus margin as determined by credit worthiness. Rates are currently as low as 11.25% APR for Platinum or 12.25% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 11/1/18 and ends 12/31/18.
2 New purchases and transferred balances will have a 0% APR introductory for 6 months (6 billing cycles). At the end of the introductory rate period, the account will convert to the current variable rate of Prime plus margin as determined by credit worthiness. Rates are currently as low as 11.50% APR for Platinum or 12.50% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18% APR.
3 APR=Annual Percentage Rate. Contact the Credit Union for complete loan details. Eligibility for lowest rate subject to your ability to repay, creditworthiness, risk score and loan term. Any existing personal loans must be paid in full or included as part of the new balance. Offer valid through 12/31/2018.
4 Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by credit worthiness. Interest will continue to accrue during the 60 days your payment is postponed.
5 All requests to skip a payment must be approved by the loan department. The Skip-A-Payment Fee is $30 per loan. Members who utilize Skip-A-Pay are solely responsible for stopping, and then restarting, any recurring payments they may have initiated through VCCU or elsewhere. By signing this form you agree to amend the terms of your original agreement and to repay the entire unpaid balance and accrued interest. If you have a co-borrower, they must sign. Personal, Signature, and Vehicle Loans are eligible for this offer. Mortgages, Credit Cards, Home Equity Loans, and Student Loans are not eligible. All Credit Union accounts must be in good standing and you must not have utilized the Skip-A-Payment option in the past 9 months. IMPORTANT: Members that have purchased GAP coverage will only be covered for their first skipped payment in the event of a claim deficiency. Subsequent skipped payments will not be covered. Contact the Credit Union for complete details.