Special Offers



Between all the gifts you get for your relatives, friends, and coworkers, the holiday season can get expensive! To help you wrap up your shopping, we're offering promotional VISA rates as low as 5.99% APR, fixed for the next 12 months after which the standard variable rate will apply which is currently 9.50% to 17.50% APR.1


Use your Velocity Community credit card on all your VISA purchases and balance transfers made between October 1 and December 31, 2020 to enjoy this promotional rate! Plus, no balance transfer fees! 


Log in to Online Banking and transfer your high balances under the credit card tab. Don't have an Online Banking account yet? Sign up for free


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Low Rates on Your Holiday Loan


Get a handle on all those large or unexpected expenses this season with a Holiday Loan. Borrow up to $3,000 in one lump sum with a rate as low as 5.99% APR for holiday shopping, buy new guestroom furniture, or medical bills.2 Or consolidate debts into one low monthly payment for a happier, more manageable New Year. Then repay it more easily over 24 months.2 


Don't wait to apply, this offer ends December 31, 2020!




1) APR=Annual Percentage Rate. Your rate based evaluation of your credit. Transferred balances and new purchases will have a promotional rate as low as 5.99% APR for at least 12 billing cycles. At the end of the promotional period, the account will convert to the standard variable rate as determined by credit worthiness for the respective card type. As of 11/1020, rates are currently as low as 9.50% to 16.50% APR for Platinum or 10.50% to 17.50% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 10/1/20 and ends 12/31/20.

2) APR=Annual Percentage Rate. Must apply by December 31, 2020. Promotion valid on personal loans up to $3,000 with up to 24-month term. Eligibility for lowest rate subject to your ability to repay, creditworthiness, risk score and loan term. Any existing holiday loans must be paid in full or included as part of the new balance. Contact the Credit Union for complete loan details.