Special Offers

Drive Away Happy

With 1% Cash Back On Your Auto Loan.

For a limited time, get 1% cash back on your auto loan - up to $500!1 Plus, make no payments for 90 days.2 With this offer and our everyday low rates starting at just 2.24% APR,3 why wait? Apply online today - it's quick and easy!

Apply Now Check Rates


Refer Friends. Earn Cash!

This September, we're giving double referral bonuses!

For every new member you refer, you get:

  • $100 when the new member either opens a checking account with direct deposit or takes out a loan of $7,500 or more within 90 days4 and
  • an entry into a $500 drawing5

The new member you refer gets:

  • $100 when they open a checking account with direct deposit6 and
  • $100 when they take out a loan of $7,500 or more within 90 days6 and
  • a free welcome gift when they visit one of our branches by October 15

It's easy to become a member online with our online account opening!

Become a Member


Take $295 Off Closing Costs

If you've been waiting for the perfect time to buy a home, the time is now! Mortgage rates have dropped AND we are offering $295 off closing costs.7 Our mortgage team is ready to offer you personalized service and help you select the mortgage option that's right for you. So whether you're buying your first condo or your dream vacation home, finance with us for an easy process and a great rate!

Learn More Meet Our Team & Apply


Make the Grade...and Get Paid!

Calling all kids! Beginning June 1st, bring us your qualifying report card for the full school year and we will deposit $258 into your Velocity Community account for “Making the Grade!”

To qualify, students in elementary school will need all “PRs” or better, and students in middle school through 4 years of college9 (full time, 12 credit hours/semester) must have a 3.0 GPA or better.10

Just bring it in to one of the tellers, and we’ll deposit the money into your account. Hurry in, because you only have until September 1, 2019.




Membership and credit requirements apply.

1) To qualify for 1% cash back bonus, a vehicle loan must be booked with Velocity Community Credit Union between 8/15/19 and 11/15/19. Bonus will be posted to savings account within two weeks of qualifying vehicle loan. $500 is the maximum bonus available. Borrower will be responsible for any applicable taxes.

2) Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by credit worthiness. Interest will continue to accrue during the 90 days your payment is postponed. Payment postponement option is only available for loans booked between 8/15/19 and 11/15/19.

3) APR=Annual Percentage Rate. Your rate based on evaluation of your credit. Total of all loan discounts cannot reduce rate below floor rate of 2.00% APR.

4) To qualify, the new member must open a checking account with net direct deposit payable to the account holder or apply for and close on a loan of $7,500 or more within 90 days of opening membership.

5) You will be automatically entered to win with every new member who opens an account during the month of September, 2019, and mentions you as the person who referred them. One entry per referral. One grand prize of $500 to be drawn on October 15, 2019 and paid into winning individual’s savings account at Velocity Community Federal Credit Union. Need not be present to win. Odds of winning based on number of entries. NO PURCHASE NECESSARY: Entry tickets may be requested by mail by sending a self-addressed stamped envelope to Velocity Community Credit Union, Attn: Marketing Department, PO Box 30669, Palm Beach Gardens, FL 33420-0669. An entry ticket will be mailed to you for completion. Entry tickets must be received by the Marketing Department no later than October 9, 2019, to be included in the drawing. Winner is responsible for any applicable taxes. Visit VelocityCommunity.org for complete sweepstakes rules.

6) New member will receive one $100 bonus if they open a checking account with net direct deposit payable to the account holder. New member will receive one $100 bonus if they take out a loan with a minimum loan amount of $7,500. Application must be started within 90 days of opening membership. Total bonus can not exceed $200.

7) Closing cost promotion good on all new loan applications received 7/1/19 through 8/31/19. Loan must close by 10/31/19. A lender credit in the amount of $295.00 will be given at closing. Subject to restrictions. Contact the Credit Union for details. Membership and credit requirements apply. All homelending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Other restrictions and limitations may apply.

8) This program is not retroactive and may be revised or cancelled by the Credit Union at any time.

9) For college students, completion of twelve (12) credit hours per semester will be considered full-time.

10) Report cards or equivalent reports must be received at the Credit Union no later than September 1st for you to receive $25.00 for the school year just completed.