Special Offers

Get All Your Ingredients For A Happy Holiday

Between the dinner parties and all the gifts you get for relatives, friends, and coworkers, the holiday season can get expensive! We’re here to help make sure you can get all the ingredients you need for a happy holiday season. To keep it affordable, we’re offering a promotional VISA rate as low as 3.99% APR for all purchases and balance transfers made during October through December.1 Put your holiday shopping on your Velocity Community VISA, then take 12 months to pay it off at a great rate!

Use your Velocity Community VISA credit card on all your purchase and balance transfers made between October 1 and December 31, 2021 to enjoy:

  • Fixed rates as low as 3.99% APR for 12 months. After that, your rate will revert to the standard variable rate which is currently 9.50% to 17.50% APR.1
  • No balance transfer fees!

Log in to Online Banking and transfer your high balances under the credit card tab. Don’t have an Online Banking account yet? Sign up for free!

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Get extra dough with a Velocity Community Holiday Loan

Need Some Dough This Season?

Get a handle on all those large or unexpected expenses this season with a Holiday Loan. Borrow up to $3,000 in one lump sum with a rate as low as 5.99% APR for holiday shopping, buying new guestroom furniture, or travel.2 Or consolidate debts into one low monthly payment for a happier, more manageable New Year. Then repay it more easily over 24 months.2

Don’t wait, this offer ends December 31, 2021!


1) APR=Annual Percentage Rate. Your rate based evaluation of your credit. Transferred balances and new purchases will have a promotional rate as low as 3.99% APR for 12 billing cycles. At the end of the promotional period, the account will convert to the standard variable rate as determined by credit worthiness for the respective card type. As of 11/9/21, rates are currently as low as 9.50% to 16.50% APR for Platinum or 10.50% to 17.50% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 10/1/21 and ends 12/31/21.

2) APR=Annual Percentage Rate. Must apply by December 31, 2021. Promotion valid on holiday loans up to $3,000 with up to 24-month term. Eligibility for lowest rate subject to your ability to repay, creditworthiness, risk score and loan term. Any existing holiday loans must be paid in full or included as part of the new balance. Contact the Credit Union for complete loan details.