Special Offers

Man opening the door to a car that has started an auto loan

Open the Door to Savings

This fall, we’re offering a deal that is sure to open the door to savings! When you take out a new auto loan or refinance your auto loan from another financial institution, we’ll give you 1% of the value of your loan back – up to $300.1 Plus, with our competitive rates, you’ll be happy with your low monthly payments. Whether you apply online or by phone, your process will be quick and convenient. 

Finance with us to enjoy:

  • 1% cash back on your loan – up to $3001
  • Vehicle loan rates as low as 1.99% APR2
  • No payments for up to 90 days3

So why wait? Apply for your vehicle loan now – online, anytime.

ApplyTalk To Staff!

Man and his dog renovating their home with a Home Equity Loan from Velocity Community Credit Union.

Get A Helping Hand

Whether you need a large amount of cash for a big, one-time expense or you need cash on a regular basis, we’ve got you covered. Our experienced mortgage team will help you find the best option for putting your home’s equity to work.

  • Home Equity Lines of Credit as low as 4.00% APR4
  • Home Equity Loans as low as 3.50% APR5
  • No closing costs, application fee, or annual fee6

Plus, apply for a new Home Equity Line of Credit or Loan by September 30th and make a draw of $10,000 by November 30th to be automatically entered to win a $500 gift card!7

Call our mortgage team at (561) 625-2406 for more information, or apply online today

ApplyMeet Our Mortgage Team

1) To qualify for 1% cash back bonus, a vehicle loan must be booked with Velocity Community Credit Union between 8/1/2021 and 10/31/2021. Bonus will be posted to savings account by the 15th of the following month. $300 is the maximum bonus available. Borrower will be responsible for any applicable taxes. One promotional bonus per vehicle loan, including other offers. If your loan is paid off within the first 6 months, the Promotional Premium Bonus earned will be added to the pay-off balance. Minimum of $5,000 in new money is required.

2) APR=Annual Percentage Rate. Your rate based on evaluation of your credit. Total of all loan discounts cannot reduce rate below floor rate of 1.99% APR.

3) Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by creditworthiness. Interest will continue to accrue during the 90 days your payment is postponed. Payment postponement option is only available for loans booked between 8/1/2021 and 10/31/2021.

4) APR =Annual Percentage Rate. The APR for a Home Equity Line of Credit is variable and based on Prime Rate as published in The Wall Street Journal, plus margin. Rates range from as low as 4.00% APR to 5.75% APR and will not exceed 16% APR over the life of the loan. Rates valid as of 8/10/21. Max CLTV 90%. Membership at Velocity Community CU is required to open a HELOC. There is a $5 membership fee to join.

5) APR =Annual Percentage Rate. Rates valid as of 8/1/21. Max CLTV 90%. For $10,000 closed end Home Equity Loan with a term of 60 months at 3.50% APR, the monthly payment is $182.18. Monthly payments shown are principal and interest only. 

6) The Credit Union may pay closing costs to third parties when the loan closes and disburses. Should the loan application be canceled by the member, declined, or credit cannot be granted, the member will be responsible for reimbursement to the Credit Union of all expenses incurred by the Credit Union on the member’s behalf prior to the point of cancellation. The Credit Union may require the loan to maintain a minimum balance for up to 36 months from the date of closing. Should evidence of possible termites and/or termite damage be found during the appraisal inspection, the member will be responsible for the payment of all termite inspection, treatment, and/or repairs recommended prior to closing and funding the loan.

7) One automatic entry with application for a new VCCU Home Equity Loan or Line of Credit by 9/30/21 of at least $10,000 which is funded by 11/30/21. Drawing 12/10/21. Need not be present to win. Odds of winning based on number of entries. NO PURCHASE NECESSARY: Entry tickets may be requested by mail by sending a self-addressed stamped envelope to Velocity Community Credit Union, Attn: Marketing Department, PO Box 30669, Palm Beach Gardens, FL 33420-0669. An entry ticket will be mailed to you for completion. Entry tickets must be received by the Marketing Department no later than 9/30/21 to be included in Drawing. Winner responsible for any applicable taxes. Visit VelocityCommunity.org for complete sweepstakes rules. Staff, officers, directors, and their families are ineligible to participate in the drawing.