Special Offers

Man opening the door to a car that has started an auto loan

Open the Door to Savings

This fall, we’re offering a deal that is sure to open the door to savings! When you take out a new auto loan or refinance your auto loan from another financial institution, we’ll give you 1% of the value of your loan back – up to $300.1 Plus, with our competitive rates, you’ll be happy with your low monthly payments. Whether you apply online or by phone, your process will be quick and convenient. 

Finance with us to enjoy:

  • 1% cash back on your loan – up to $3001
  • Vehicle loan rates as low as 1.99% APR2
  • No payments for up to 90 days3

So why wait? Apply for your vehicle loan now – online, anytime.

ApplyTalk To Staff!

Two women on a bike at the beach getting a handle on their finances with A Velocity VISA Credit Card

Get A Handle On Your Finances

Between traveling, back-to-school expenses, and everyday bills, it’s easy to lose your grip on your finances. To help you get a handle on them, we’re offering promotional VISA rates as low as 7.99% APR, fixed for the next 12 months after that the standard variable rate will apply which is currently 9.50% to 17.50% APR.4 

Use your Velocity Community credit card on all your VISA purchases and balance transfers made between July 1 and August 31, 2021, to enjoy this promotional rate! Plus, no balance transfers!

Log in to Online Banking and transfer your high balances under the credit card tab. Don’t have an Online Banking account yet? Sign up for free!   

Apply

1) To qualify for 1% cash back bonus, a vehicle loan must be booked with Velocity Community Credit Union between 8/1/2021 and 10/31/2021. Bonus will be posted to savings account by the 15th of the following month. $300 is the maximum bonus available. Borrower will be responsible for any applicable taxes. One promotional bonus per vehicle loan, including other offers. If your loan is paid off within the first 6 months, the Promotional Premium Bonus earned will be added to the pay-off balance. Minimum of $5,000 in new money is required.

2) APR=Annual Percentage Rate. Your rate based on evaluation of your credit. Total of all loan discounts cannot reduce rate below floor rate of 1.99% APR.

3) Loans subject to credit approval. Other terms, conditions, and restrictions may apply. Eligibility for extended payment to be determined by creditworthiness. Interest will continue to accrue during the 90 days your payment is postponed. Payment postponement option is only available for loans booked between 8/1/2021 and 10/31/2021.

4) APR=Annual Percentage Rate. Your rate based evaluation of your credit. Transferred balances and new purchases will have a promotional rate as low as 7.99% APR for 12 billing cycles. At the end of the promotional period, the account will convert to the standard variable rate as determined by credit worthiness for the respective card type.  As of 8/10/21, rates are currently as low as 9.50% to 16.50% APR for Platinum or 10.50% to 17.50% APR for Platinum Rewards. Annual Percentage Rate will not exceed 18.00% APR. Existing Velocity Community Credit Union VISA Credit Card balances are not transferable. Promotional period begins 7/1/21 and ends 8/31/21.