{"id":21,"date":"2021-03-11T10:31:53","date_gmt":"2021-03-11T10:31:53","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/newsite\/loans-credit-cards\/vehicle-loans"},"modified":"2021-08-03T14:51:31","modified_gmt":"2021-08-03T14:51:31","slug":"vehicle-loans","status":"publish","type":"page","link":"https:\/\/www.velocitycommunity.org\/wph\/newsite\/loans-credit-cards\/vehicle-loans\/","title":{"rendered":"Vehicle Loans"},"content":{"rendered":"<div class=\"editor\">\n<h1 class=\"page-content-header\">Car, Boat, Motorcycle, and Other Vehicle Loans<\/h1>\n<h2>Why finance with Velocity Community Credit Union?<\/h2>\n<p>Because we love to make loans! We will do everything we can to help you get into the vehicle you want.<\/p>\n<ul>\n<li>Easy to <a href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=Velccu121818\">apply online<\/a>, easy to close with electronic signatures<\/li>\n<li>Up to 125% financing on autos<\/li>\n<li>No application fees, no pre-payment penalties<\/li>\n<li>Low, fixed rates &amp; flexible terms to fit your budget<\/li>\n<li><a href=\"https:\/\/www.velocitycommunity.org\/wph\/newsite\/insurance-investments\/loan-protection-plans\">Payment Protection Plans<\/a><\/li>\n<\/ul>\n<p>We can save you time and money! See how:<\/p>\n<p><!-- start accordion --><\/p>\n<div class=\"accordion\"><!-- start panel --><\/p>\n<h4 class=\"heading\">&#8220;Beat Your Rate&#8221; Guarantee <a class=\"anchor_link\" name=\"BTR\"><\/a><\/h4>\n<div class=\"body\">\n<p>Car, Truck, Boat, Motorcycle, or RV &#8211; If we can&#8217;t beat your current or offered rate by at least 0.50% APR, we&#8217;ll give you a $100\u00a0VISA Gift Card.<sup>*<\/sup><\/p>\n<ul>\n<li>Call or <a href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=Velccu121818\">apply online<\/a> &#8211; You\u2019ll get a fast decision.<\/li>\n<li>Provide the name, address, and current statement from the financial institution where the vehicle loan is currently held<\/li>\n<li>A copy of your most recent pay stub<\/li>\n<\/ul>\n<p><a class=\"btn\" href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=Velccu121818\">Apply Now! <\/a><script>    jQuery('a[href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=Velccu121818\"]').on('click', function() {        ga('send', 'event', 'applyNow', 'click', 'button');    });<\/script><a class=\"btn\" href=\"https:\/\/ww2.velocitycommunity.org\/beat-your-rate\">Contact Us! <\/a><script>    jQuery('a[href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=Velccu121818\"]').on('click', function() {        ga('send', 'event', 'applyNow', 'click', 'button');    });<\/script><\/p>\n<p class=\"disclaimer\">* Applicant must provide verification of the rate you have been offered by another financial institution to be qualified for a gift card. Rates will be based on the evaluation of the applicant\u2019s credit. The information contained in this offer is deemed to be accurate at the time of publishing. Offer valid through\u00a0 September 30, 2021. Velocity Community Credit Union will beat the rate from another financial institution by at least 0.50% Annual Percentage Rate (APR) with a floor rate of 1.99% APR. Promotional rates do not qualify. The minimum amount financed must be $7,500. The financing term must be 72 months or less, OR the remaining term, whichever is greater. Offer does not apply to vehicle loans currently financed with Velocity Community CU. Rate must be for a similar product and term. Loans subject to credit approval.<\/p>\n<p class=\"disclaimer\">If we approve you for credit but are unable to beat your rate by at least 0.50% APR, you will receive a $100 VISA\u00ae gift card. Allow 3-4 weeks from the date of the loan application to receive your gift card. Offer subject to change without notice. Other terms and conditions may apply. Other restrictions may apply. One promotional bonus per vehicle loan, including other offers.<\/p>\n<\/div>\n<p><!-- end panel --><!-- start panel --><\/p>\n<h4 class=\"heading\">AutoAdvisors Car Buying Service<\/h4>\n<div class=\"body\">\n<p>When was the last time you absolutely knew you got a great deal? Probably never! That\u2019s why you have access to the professional car buying services of <a href=\"https:\/\/velocity.autoadvisors.com\">AutoAdvisors<\/a>, a <strong>No-Cost Member Benefit<\/strong>, courtesy of Velocity Community Credit Union!<\/p>\n<p>With <a href=\"https:\/\/velocity.autoadvisors.com\">AutoAdvisors<\/a>, you\u2019ll:<\/p>\n<ul>\n<li>Earn a Special AutoAdvisor rate discount: 0.15% APR off your approved rate<sup>*<\/sup><\/li>\n<li>Save time at the dealership as our advisors get you into your\u00a0perfect car<\/li>\n<li>Get an outstanding trade-in value good for 7 Days<\/li>\n<li>Receive GAP &amp; Extended Warranties up to 50% less compared to dealerships<\/li>\n<\/ul>\n<p>Before you go \u201cshop\u201d, check with <a href=\"https:\/\/velocity.autoadvisors.com\">AutoAdvisors<\/a> and save!<\/p>\n<p>Contact AutoAdvisor, Andy Carpiuc, at <a href=\"tel:5616252412\">(561) 625-2412<\/a>, <a href=\"tel:8009298971\">(800) 929-8971<\/a>, or <a href=\"mailto:acarpiucaa@gmail.com\">acarpiucaa@gmail.com<\/a>.<\/p>\n<p class=\"disclaimer\">* Discount applied to your approved auto loan rate from your credit union. Restrictions apply. Contact credit union for complete details. AutoAdvisors receives a transactional fee from the dealer not dependent on dealer profit.<\/p>\n<\/div>\n<p><!-- end panel --><!-- start panel --><\/p>\n<div class=\"body\">\n<p class=\"disclaimer\">\n<\/div>\n<p><!-- end panel --><!-- start panel --><\/p>\n<h4 class=\"heading\">First-Time Auto Buyer Program<a class=\"anchor_link\" name=\"FTABP\"><\/a><\/h4>\n<div class=\"body\">\n<p>Shopping around for your first auto loan? Our First-Time Auto Buyer Program helps young adults get into the car they want at a great rate.*<\/p>\n<p>Buyer Requirements:<\/p>\n<ul>\n<li>Complete the &#8220;<a href=\"http:\/\/balancetrack.org\/driveawayhappy\/index.html\">Drive Away Happy<\/a>&#8221; course on <a href=\"http:\/\/balancetrack.org\/\">BalanceTrack.org<\/a> and pass the quiz with an 80% or higher<\/li>\n<li>Show proof of insurance<\/li>\n<li>Provide two references<\/li>\n<li>Be employed for at least a year<\/li>\n<\/ul>\n<p>Loan Terms:<\/p>\n<ul>\n<li>$500 minimum down payment<\/li>\n<li>$5,000 minimum loan amount<\/li>\n<li>$25,000 maximum loan amount<\/li>\n<li>72-month maximum term<\/li>\n<li>90% of MSRP\/NADA on new autos<\/li>\n<li>90% of NADA on used autos<\/li>\n<\/ul>\n<p class=\"disclaimer\">* Vehicle Loans subject to approval. Other terms, conditions, and restrictions may apply. APR=Annual Percentage Rate. Down payment will be required. Value for used vehicles will be determined by NADA. Eligibility for the lowest rate is subject to the ability to repay, creditworthiness, risk score, and terms of the loan. Older make vehicles may not be eligible for longer terms. In-house refinances are excluded. Offer subject to change without notice. Other terms, conditions, and restrictions may apply.<\/p>\n<\/div>\n<p><!-- end panel --><!-- start panel --><\/p>\n<h4 class=\"heading\">Protect Your Investment!<\/h4>\n<div class=\"body\">\n<h3>Mechanical Breakdown Protection<\/h3>\n<p>Expensive repair bills can leave you stranded financially unless you have an extended warranty. The credit union offers this valuable coverage at just a fraction of what you would pay at the dealership.<\/p>\n<p><a class=\"btn\" href=\"https:\/\/www.velocitycommunity.org\/wph\/newsite\/loans-credit-cards\/mbp\">Request a Quote <\/a><\/p>\n<h3>Guaranteed Asset Protection<\/h3>\n<p>You could lose more than your vehicle if it is stolen or involved in a major accident. Most insurance policies only cover the value of your vehicle, while your loan balance could be much higher than the value of your vehicle.<\/p>\n<p>With Guaranteed Asset Protection (GAP), if something does happen, the difference between the value of your vehicle and the balance of your loan will be paid.<\/p>\n<\/div>\n<p><!-- end panel --><!-- start panel --><\/p>\n<h4 class=\"heading\">Protect Your Loan!<\/h4>\n<div class=\"body\">\n<h3>Loan Protection Plans<\/h3>\n<p>Our Smart Payment Protection provides you with an important sense of financial security in knowing your loan payment will not become a burden to you in times of hardship. Under the Smart Payment Protection program,<sup>*<\/sup> your loan balance may be canceled or your monthly loan payments canceled without penalty or added interest. You benefit from the peace of mind knowing you, your family, and your credit rating are protected.<\/p>\n<p>Call for a free quote today!<\/p>\n<p class=\"disclaimer\">* Your purchase of Smart Payment Protection is optional. Whether or not you purchase the product will not affect your application for credit or the terms of any existing credit agreement you have with us. We will give you additional information before you are required to pay for coverage. This information will include a copy of the contract containing the terms and conditions. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits. You should carefully read your contract for a full explanation of the terms and conditions of the program.<\/p>\n<\/div>\n<p><!-- end panel --><\/p>\n<\/div>\n<p><!-- end accordion --><\/p>\n<p><a class=\"btn\" href=\"https:\/\/app.loanspq.com\/vl\/VehicleLoan.aspx?lenderref=Velccu121818\">Apply Now! <\/a> \u00a0 <a class=\"btn\" href=\"https:\/\/www.velocitycommunity.org\/wph\/newsite\/live-learn\/rates#vehicle\"> Check Rates <\/a><script>    jQuery('a[href=\"https:\/\/app.loanspq.com\/cc\/CreditCard.aspx?lenderref=Velccu121818\"]').on('click', function() {        ga('send', 'event', 'applyNow', 'click', 'button');    });<\/script><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Car, Boat, Motorcycle, and Other Vehicle Loans Why finance with Velocity Community Credit Union? Because we love to make loans! We will do everything we can to help you get into the vehicle you want. Easy to apply online, easy to close with electronic signatures Up to 125% financing on autos No application fees, no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":20,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-21","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vehicle Loans - Velocity Community Credit Union<\/title>\n<meta name=\"description\" content=\"Our vehicle loans come with no application fees, no pre-payment penalties, low, fixed rates &amp; flexible terms to fit your budget. 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