{"id":45,"date":"2021-03-11T10:31:53","date_gmt":"2021-03-11T10:31:53","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/newsite\/live-learn\/rates"},"modified":"2021-08-04T16:18:32","modified_gmt":"2021-08-04T16:18:32","slug":"rates","status":"publish","type":"page","link":"https:\/\/www.velocitycommunity.org\/wph\/newsite\/live-learn\/rates\/","title":{"rendered":"Our Rates"},"content":{"rendered":"\n

Our Rates<\/h1>\n\n\n\n

Savings Accounts<\/h2>\n\n\n\n

Start your account today with our online application!<\/a> In three easy steps, you can complete the requested information online. We will follow up with you as soon as possible to complete your account. To get started, click here<\/a>.<\/p>\n\n\n\n

For details regarding our current rates, please refer to the chart below.<\/p>\n\n\n

\n

\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Product<\/td>Dividend Rate*<\/td>Annual Percentage Yield<\/td>Minimum Balance to Earn Dividend<\/td>\n<\/tr>\n
Savings<\/td>0.10%<\/td>0.10%<\/td>$5.00 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500+<\/td>\n<\/tr>\n
Money Market Account<\/td>0.00%<\/td>0.00%<\/td>$5.00 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500 - $9,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$10,000 - $24,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$25,000 - $74,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$75,000 - $99,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$100,000+<\/td>\n<\/tr>\n
Holiday Club<\/td>0.10%<\/td>0.10%<\/td>$0.00 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500+<\/td>\n<\/tr>\n
You Name It<\/td>0.10%<\/td>0.10%<\/td>$0.00 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500+<\/td>\n<\/tr>\n
HSA Savings<\/td>1.50%<\/td>1.50%<\/td>$5.00+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><\/span><\/p>\n
\n

* All savings rates are quoted as annual percentage yields. Anticipated APYs are accurate as of July 1, 2021. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees.\u00a0<\/var><\/p>\n

\u00a0<\/p>\n<\/div>\n

\n

Checking Accounts <\/a><\/h2>\n
\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Product<\/td>Dividend Rate*<\/td>Annual Percentage Yield<\/td>Minimum Balance to Earn Dividend<\/td>\n<\/tr>\n
Smart Choice Checking<\/td>0.00%<\/td>0.00%<\/td>$0.00 - $9,999<\/td>\n<\/tr>\n
<\/td>0.00%<\/td>0.00%<\/td>$10,000 - $49,999<\/td>\n<\/tr>\n
<\/td>0.00%<\/td>0.00%<\/td>$50,000+<\/td>\n<\/tr>\n
HSA Checking<\/td>0.00%<\/td>0.00%<\/td>$0.00 - $9,999<\/td>\n<\/tr>\n
<\/td>0.00%<\/td>0.00%<\/td>$10,000 - $49,999<\/td>\n<\/tr>\n
<\/td>0.00%<\/td>0.00%<\/td>$50,000+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n

* All checking rates are quoted as annual percentage yields. Anticipated APYs are accurate as of July 1, 2021. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees.\u00a0<\/var><\/p>\n

\u00a0<\/p>\n<\/div>\n

\n

Certificates, IRAs & CESAs\u00a0<\/a><\/h2>\n

Certificates & IRA Certificates<\/h3>\n
\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Product<\/td>Term<\/td>Dividend Rate*<\/td>Annual Percentage Yield<\/td>Minimum Balance<\/td>\n<\/tr>\n
Member<\/td>6-11 Months<\/td>0.15%<\/td>0.15%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>12-17 Months<\/td>0.25%<\/td>0.25%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>18-23 Months<\/td>0.30%<\/td>0.30%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>24-35 Months<\/td>0.35%<\/td>0.35%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>36-47 Months<\/td>0.45%<\/td>0.45%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>48-59 Months<\/td>0.55%<\/td>0.55%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>60 Months<\/td>0.65%<\/td>0.65%<\/td>$5,000<\/td>\n<\/tr>\n
MemberPLUS<\/td>6-12 Months<\/td>0.20%<\/td>0.20%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>12-17 Months<\/td>0.30%<\/td>0.30%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>18-23 Months<\/td>0.35%<\/td>0.35%<\/td>$1,000<\/td>\n<\/tr>\n
<\/td>24-35 Months<\/td>0.40%<\/td>0.40%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>36-47 Months<\/td>0.50%<\/td>0.50%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>48-59 Months<\/td>0.60%<\/td>0.60%<\/td>$5,000<\/td>\n<\/tr>\n
<\/td>60 Months<\/td>0.70%<\/td>0.70%<\/td>$5,000<\/td>\n<\/tr>\n
Bump-Up: Member<\/td>24 Months<\/td>0.35%<\/td>0.35%<\/td>$5,000<\/td>\n<\/tr>\n
Bump-Up: MemberPlus<\/td>24 Months<\/td>0.40%<\/td>0.40%<\/td>$5,000<\/td>\n<\/tr>\n
Youth<\/td>6 Months<\/td>0.15%<\/td>0.15%<\/td>$250<\/td>\n<\/tr>\n
<\/td>12 Months<\/td>0.25%<\/td>0.25%<\/td>$250<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n

* The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a member services representative for information about applicable rates and fees. Certificate rates are accurate as of July 1, 2021.<\/var><\/p>\n

IRA and CESA<\/h3>\n
\n\n\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Account<\/td>Dividend Rate*<\/td>Annual Percentage Yield<\/td>Minimum Balance to Earn Dividend<\/td>\n<\/tr>\n
Traditional, ROTH, & SEP IRAs<\/td>0.00%<\/td>0.00%<\/td>$0 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500 - $9,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$10,000 - $24,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$25,000 - $74,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$75,000 - $99,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$100,000+<\/td>\n<\/tr>\n
Coverdell Education Savings Accounts<\/td>0.00%<\/td>0.00%<\/td>$0 - $2,499<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$2,500 - $9,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$10,000 - $24,999<\/td>\n<\/tr>\n
<\/td>0.15%<\/td>0.15%<\/td>$25,000 - $74,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$75,000 - $99,999<\/td>\n<\/tr>\n
<\/td>0.25%<\/td>0.25%<\/td>$100,000+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n

* All IRA and CESA rates are quoted as annual percentage yields. Anticipated APYs are accurate as of July 1, 2021. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees.\u00a0<\/var><\/p>\n

\u00a0<\/p>\n<\/div>\n

\n

Vehicles <\/a><\/h2>\n

Apply Now! <\/a>