{"id":2761,"date":"2022-07-06T12:59:53","date_gmt":"2022-07-06T12:59:53","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/live-learn\/our-rates-2\/"},"modified":"2026-03-30T21:15:15","modified_gmt":"2026-03-30T21:15:15","slug":"business-account-rates","status":"publish","type":"page","link":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/business\/business-account-rates\/","title":{"rendered":"Business Account Rates"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Business Account Rates<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">Business Savings Accounts<\/h2>\n\n\n\n<p>Open your account today by calling <a href=\"tel:561- 775-2525\">(561) 775-2525<\/a> to schedule an appointment.<\/p>\n\n\n\n<p>For details regarding our current rates, please refer to the chart below.<\/p>\n\n\n<div class='feature-wrap-table-1'><div class='table-responsive'>\n<table id=\"tablepress-40\" class=\"tablepress wc_table table-striped table-hover tablepress-id-40\">\n<tbody>\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Product<\/td><td class=\"column-2\">Dividend Rate<sup>1<\/sup><\/td><td class=\"column-3\">Annual Percentage Yield<\/td><td class=\"column-4\">Minimum Balance to Earn Dividend<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Savings<\/td><td class=\"column-2\">0.10%<\/td><td class=\"column-3\">0.10%<\/td><td class=\"column-4\">$5.00 - $2,499<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.15%<\/td><td class=\"column-3\">0.15%<\/td><td class=\"column-4\">$2,500+<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Money Market Account<\/td><td class=\"column-2\">0.00%<\/td><td class=\"column-3\">0.00%<\/td><td class=\"column-4\">$5.00 - $2,499<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.70%<\/td><td class=\"column-3\">0.70%<\/td><td class=\"column-4\">$2,500 - $9,999<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.70%<\/td><td class=\"column-3\">0.70%<\/td><td class=\"column-4\">$10,000 - $24,999<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.85%<\/td><td class=\"column-3\">0.85%<\/td><td class=\"column-4\">$25,000 - $74,999<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">1.24%<\/td><td class=\"column-3\">1.25%<\/td><td class=\"column-4\">$75,000 - $99,999<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">1.34%<\/td><td class=\"column-3\">1.35%<\/td><td class=\"column-4\">$100,000+<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">You Name It<\/td><td class=\"column-2\">0.10%<\/td><td class=\"column-3\">0.10%<\/td><td class=\"column-4\">$0.00 - $2,499<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.15%<\/td><td class=\"column-3\">0.15%<\/td><td class=\"column-4\">$2,500+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<p><var>1) All savings rates are quoted as annual percentage yields. Anticipated APYs are accurate as of April 1, 2026. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees.\u00a0<\/var><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Business Checking Accounts<a class=\"anchor_link\" name=\"checking\"><\/a><\/h2>\n\n\n<div class='feature-wrap-table-1'><div class='table-responsive'>\n<table id=\"tablepress-41\" class=\"tablepress wc_table table-striped table-hover tablepress-id-41\">\n<thead>\n<tr class=\"row-1 odd\">\n\t<th class=\"column-1\">Product<\/th><th class=\"column-2\">Dividend Rate<sup>2<\/sup><\/th><th class=\"column-3\">Annual Percentage Yield<\/th><th class=\"column-4\">Minimum Balance to Earn Dividend<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Smart Choice Checking<\/td><td class=\"column-2\">0.00%<\/td><td class=\"column-3\">0.00%<\/td><td class=\"column-4\">$0.00 - $9,999<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.00%<\/td><td class=\"column-3\">0.00%<\/td><td class=\"column-4\">$10,000 - $49,999<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">0.00%<\/td><td class=\"column-3\">0.00%<\/td><td class=\"column-4\">$50,000+<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<p><var>2) All checking rates are quoted as annual percentage yields. Anticipated APYs are accurate as of April 1, 2026. Rates are reviewed Monthly and are subject to change. Please speak with a member services representative for information about applicable rates and fees.\u00a0<\/var><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Business Certificates<a class=\"anchor_link\" name=\"checking\"><\/a><\/h2>\n\n\n<div class='feature-wrap-table-1'><div class='table-responsive'>\n<table id=\"tablepress-43\" class=\"tablepress wc_table table-striped table-hover tablepress-id-43\">\n<tbody>\n<tr class=\"row-1\">\n\t<td class=\"column-1\">Product<\/td><td class=\"column-2\">Term<\/td><td class=\"column-3\">Dividend Rate<sup>3<\/sup><\/td><td class=\"column-4\">Annual Percentage Yield<\/td><td class=\"column-5\">Minimum Balance<\/td>\n<\/tr>\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Certificate<\/td><td class=\"column-2\">6 Months<\/td><td class=\"column-3\">2.47%<\/td><td class=\"column-4\">2.50%<\/td><td class=\"column-5\">$1,000<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">12 Months<\/td><td class=\"column-3\">2.62%<\/td><td class=\"column-4\">2.65%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">18 Months<\/td><td class=\"column-3\">2.37%<\/td><td class=\"column-4\">2.40%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">24 Months<\/td><td class=\"column-3\">2.03%<\/td><td class=\"column-4\">2.05%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">36 Months<\/td><td class=\"column-3\">2.03%<\/td><td class=\"column-4\">2.05%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">48 Months<\/td><td class=\"column-3\">2.03%<\/td><td class=\"column-4\">2.05%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">60 Months<\/td><td class=\"column-3\">2.03%<\/td><td class=\"column-4\">2.05%<\/td><td class=\"column-5\">$5,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div>\n\n\n\n<p><var>3) <\/var><em>The rates quoted above are accurate and effective for the above accounts as of the effective date indicated. Certificate rates remain fixed for the term of the certificate. Fees or other conditions could reduce the earnings on the account. A penalty may be imposed for withdrawals before maturity. Please speak with a member services representative for information about applicable rates and fees. Certificate rates are accurate as of April 1, 2026.<\/em><\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><em>While every effort has been made to ensure that this website contains accurate and current information regarding rates and other terms, errors may occur. Rates quoted are subject to correction and change by Velocity Community Credit Union.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Business Account Rates Business Savings Accounts Open your account today by calling (561) 775-2525 to schedule an appointment. For details regarding our current rates, please refer to the chart below. 1) All savings rates are quoted as annual percentage yields. Anticipated APYs are accurate as of April 1, 2026. Rates are reviewed Monthly and are [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":1071,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-2761","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business Account Rates - Velocity Community Credit Union<\/title>\n<meta name=\"description\" content=\"Start with Velocity Community for great business checking and savings accounts. 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