{"id":40,"date":"2021-03-11T10:31:53","date_gmt":"2021-03-11T10:31:53","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/live-learn\/financial-literacy"},"modified":"2026-03-12T14:16:55","modified_gmt":"2026-03-12T14:16:55","slug":"financial-literacy","status":"publish","type":"page","link":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/live-learn\/financial-literacy\/","title":{"rendered":"Financial Literacy"},"content":{"rendered":"<div class=\"editor\">\n<h1 class=\"page-content-header\">Build Your Financial Literacy!<\/h1>\n<p>Velocity Community Credit Union strongly believes that one of the best ways we can help our members and our community is to provide financial information and assistance. Here are some links you may find useful!<\/p>\n<p><a class=\"btn\" href=\"https:\/\/www.velocitycommunity.org\/wph\/workarea\/calculators\">Calculators <\/a><\/p>\n<h2>KOFE<\/h2>\n<p>Velocity Community can help you and your family earn more and save more. We&#8217;ve joined forces with <a href=\"http:\/\/velocitycommunity.kofetime.com\/courses\/\">KOFE<\/a>, which stands for Knowledge of Financial Education.<\/p>\n<p>Together, we will show you how to manage your finances &#8211; with educational videos, step-by-step how-to guides, high-tech interactive tools, and even fun games for the kids. And it&#8217;s all free!<\/p>\n<p><a href=\"http:\/\/velocitycommunity.kofetime.com\/courses\/\">KOFE<\/a> also offers free and unlimited financial coaching. You can call a certified credit counselor at <strong>844-331-7349<\/strong>.<\/p>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">Overdraft Privilege vs. Non-Sufficient Funds<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-1024x1024.png\" alt=\"The difference between overdraft privilege and non-sufficient funds.\" class=\"wp-image-3746\" srcset=\"https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-1024x1024.png 1024w, https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-300x300.png 300w, https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-150x150.png 150w, https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-768x768.png 768w, https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004-1536x1536.png 1536w, https:\/\/www.velocitycommunity.org\/wph\/workarea\/wp-content\/uploads\/2023\/03\/ODPvsNSF-KOFE-004.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">MyCreditUnion.gov<\/h2>\n\n\n\n<p><a href=\"https:\/\/mycreditunion.gov\/\">MyCreditUnion.gov<\/a> offers a one-stop toolbox of educational information and personal finance tips designed to help individuals in making smart decisions and better choices for their money.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pocket Cents for kids<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.mycreditunion.gov\/financial-resources\/activities-apps\">Pocket Cents<\/a> introduces young people to the benefits of credit unions and the importance of setting financial goals. Housed within NCUA\u2019s free consumer website, it provides access to tools and information designed to teach school-aged youth-positive financial habits. The website offers important lessons about the value of a dollar and allows youth to explore the different currencies from around the world using an interactive map.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>These services are offered for a member\u2019s convenience only, and your participation is strictly voluntary. Velocity Community Credit Union cannot guarantee and does not represent that your credit score or any other personal financial goals will improve using these services.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Build Your Financial Literacy! Velocity Community Credit Union strongly believes that one of the best ways we can help our members and our community is to provide financial information and assistance. Here are some links you may find useful! Calculators KOFE Velocity Community can help you and your family earn more and save more. We&#8217;ve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":36,"menu_order":7,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-40","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Literacy - Velocity Community Credit Union<\/title>\n<meta name=\"description\" content=\"Velocity Community strongly believes that one of the best ways we can help our members and our community is to provide financial information and assistance.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Literacy - 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