{"id":54,"date":"2021-03-11T10:31:53","date_gmt":"2021-03-11T10:31:53","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/fees"},"modified":"2026-01-12T13:58:10","modified_gmt":"2026-01-12T13:58:10","slug":"fees","status":"publish","type":"page","link":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/fees\/","title":{"rendered":"Fees"},"content":{"rendered":"
\n

Fees<\/h1>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Fee Name<\/td>\nTerms<\/td>\nMember<\/td>\nMemberPLUS<\/td>\n<\/tr>\n<\/thead>\n
\n

Membership Fees<\/strong><\/h4>\n<\/td>\n

<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
New Membership<\/td>\nOne-time fee: Not applicable to Youth Accounts<\/td>\n$5\/membership<\/td>\n$5\/membership<\/td>\n<\/tr>\n
\n

Checking Account Fees<\/strong><\/h4>\n<\/td>\n

<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Checking Account<\/td>\nMonthly Fee<\/td>\n$5<\/td>\nFREE<\/td>\n<\/tr>\n
Non-Sufficient Funds<\/td>\nNSF per item returned<\/td>\n$34<\/td>\n$34<\/td>\n<\/tr>\n
Courtesy Pay<\/td>\nPer item paid<\/td>\n$34<\/td>\n$34<\/td>\n<\/tr>\n
Overdraft Transfer<\/td>\nPer transfer made<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Stop Payment<\/td>\nPer stop placed<\/td>\n$28<\/td>\n$25<\/td>\n<\/tr>\n
Stop Payment Cancellation<\/td>\nPer stop payment canceled<\/td>\n$10<\/td>\n$5<\/td>\n<\/tr>\n
Checks<\/td>\nVariable depending on the style<\/td>\nVariable<\/td>\nVariable<\/td>\n<\/tr>\n
Photocopy of Check<\/td>\nPer copy<\/td>\n$7<\/td>\n$5<\/td>\n<\/tr>\n
Original Check<\/td>\nPer original item<\/td>\n$15<\/td>\n$10<\/td>\n<\/tr>\n
Temporary Checks<\/td>\n12 checks<\/td>\n$5<\/td>\nFREE<\/td>\n<\/tr>\n
\n

Other Service Fees<\/strong><\/h4>\n<\/td>\n

Applicable to all accounts<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Account Reconciliation<\/td>\nPer hour<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Account Research<\/td>\nPer hour<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Account Close & Reopen<\/td>\nNot applicable when due to fraud or lost\/stolen checks<\/td>\n$30<\/td>\n$30<\/td>\n<\/tr>\n
Account Closed within First 90 Days<\/td>\nPer membership<\/td>\n$5<\/td>\n$5<\/td>\n<\/tr>\n
Deposited Item Returned<\/td>\nPer item<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Deposited Item Returned on Self<\/td>\nPer item<\/td>\n$35<\/td>\n$35<\/td>\n<\/tr>\n
NSF on Automatic Loan Payment<\/td>\nPer item<\/td>\n$15<\/td>\n$10<\/td>\n<\/tr>\n
Paper Statements<\/td>\nPer month<\/td>\n$3<\/td>\nFREE<\/td>\n<\/tr>\n
Statement Copies<\/td>\nPer copy<\/td>\n$3<\/td>\n1st<\/sup> 3 FREE per month<\/td>\n<\/tr>\n
Interim Statement or Account Printout<\/td>\nPer item<\/td>\n$3<\/td>\nFREE<\/td>\n<\/tr>\n
Incorrect Address<\/td>\nPer month<\/td>\n$5<\/td>\n$5<\/td>\n<\/tr>\n
Returned Mail<\/td>\nPer item – excluding paper statements and marketing materials<\/td>\n$1<\/td>\n$1<\/td>\n<\/tr>\n
Inactive Account<\/td>\nPer month – applied after 12 months of inactivity on accounts less than $500. Accounts owned by minors are excluded.<\/td>\n$10<\/td>\n$10<\/td>\n<\/tr>\n
Escheat Processing<\/td>\nUp to:<\/td>\n$25<\/td>\n$25<\/td>\n<\/tr>\n
Items Sent for Collection<\/td>\nPer item<\/td>\nVariable<\/td>\nVariable<\/td>\n<\/tr>\n
Foreign Item Cash Letter\/Collection<\/td>\nPer item up to:<\/td>\n$40<\/td>\n$40<\/td>\n<\/tr>\n
Wire Transfer – Incoming<\/td>\nPer transfer<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Wire Transfer – Outgoing<\/td>\nPer transfer<\/td>\n$20<\/td>\n$15<\/td>\n<\/tr>\n
Wire Transfer – International<\/td>\nOutgoing – per transfer<\/td>\n$50<\/td>\n$40<\/td>\n<\/tr>\n
Certified Check<\/td>\nPer item certified<\/td>\n$2<\/td>\nFREE<\/td>\n<\/tr>\n
Velocity CCU Bank Check Withdrawal<\/td>\nPer single day<\/td>\n1 FREE – $2 each additional check<\/td>\nFREE – unlimited<\/td>\n<\/tr>\n
Stop Payment on VCCU Bank Check<\/td>\nPer stop placed<\/td>\n$28<\/td>\n$25<\/td>\n<\/tr>\n
Photocopy of VCCU Bank Check<\/td>\nPer item<\/td>\n$7<\/td>\n$5<\/td>\n<\/tr>\n
Unpresented VCCU Bank Check<\/td>\nPer item<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Exchange of Personal Check for VCCU Bank Check<\/td>\nNon-Members: $5.00 per item<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Coin Machine<\/td>\nNon-Members: 7% of total<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Pay-by-Phone<\/td>\nCall for a free quote<\/td>\nVariable<\/td>\nVariable<\/td>\n<\/tr>\n
Notary or Signature Guarantee<\/td>\nMembers only<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Express Mail<\/td>\nPer item<\/td>\n$25<\/td>\n$25<\/td>\n<\/tr>\n
Paper Title Processing<\/td>\nPer title plus State fee (variable)<\/td>\n$5<\/td>\n$5<\/td>\n<\/tr>\n
\n

Electronic Funds Transfer Fees<\/strong><\/h4>\n<\/td>\n

Applicable to all accounts<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
VISA Debit Card<\/td>\n<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Replacement Card<\/td>\nPer card<\/td>\n$10<\/td>\n$5<\/td>\n<\/tr>\n
Stop Payment on a Recurring, Pre-authorized, VISA Debit Transaction<\/td>\nPer item<\/td>\n$28<\/td>\n$25<\/td>\n<\/tr>\n
Overdrawn Debit Card<\/td>\nPer item<\/td>\n$34<\/td>\n$34<\/td>\n<\/tr>\n
Proprietary ATM<\/td>\n<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Non-Proprietary ATMs**Withdrawal<\/td>\nPer transaction<\/td>\n$2<\/td>\n$2<\/td>\n<\/tr>\n
Non-Proprietary ATMs** Balance Inquiry<\/td>\nPer inquiry<\/td>\n$1<\/td>\n$1<\/td>\n<\/tr>\n
Institution-to-Institution (I2I) – Incoming<\/td>\nPer transfer<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Institution-to-Institution (I2I) – Outgoing<\/td>\nPer transfer<\/td>\n$5<\/td>\n$5<\/td>\n<\/tr>\n
Institution-to-Institution (I2I)\u00a0Next Day – Incoming<\/td>\nPer transfer<\/td>\n$3<\/td>\n$3<\/td>\n<\/tr>\n
Institution-to-Institution (I2I)\u00a0Next Day – Outgoing<\/td>\nPer transfer<\/td>\n$8<\/td>\n$8<\/td>\n<\/tr>\n
Loan Payment paid using Debit Card<\/td>\nPer payment<\/td>\n$7.95<\/td>\n$7.95<\/td>\n<\/tr>\n
\n

Bill Pay Fees<\/strong><\/h4>\n<\/td>\n

<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Online Bill Pay<\/td>\nPer month<\/td>\nFREE<\/td>\nFREE<\/td>\n<\/tr>\n
Photocopies<\/td>\nPer item<\/td>\n$7<\/td>\n$5<\/td>\n<\/tr>\n
Bill Pay Stop Payment<\/td>\nPer item<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Inactive Bill Pay<\/td>\nPer month<\/td>\n$5<\/td>\n$5<\/td>\n<\/tr>\n
\n

Shared Branching Fees<\/strong><\/h4>\n<\/td>\n

<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Deposited Item Returned<\/td>\nPer item<\/td>\n$25<\/td>\n$20<\/td>\n<\/tr>\n
Deposited Item Returned on Self<\/td>\nPer item<\/td>\n$35<\/td>\n$35<\/td>\n<\/tr>\n
Cash Withdrawal<\/td>\nPer transaction<\/td>\n$2<\/td>\n$2<\/td>\n<\/tr>\n
Balance Inquiry<\/td>\nPer inquiry<\/td>\n$1<\/td>\n$1<\/td>\n<\/tr>\n
\n

Collection Fees<\/strong><\/h4>\n<\/td>\n

<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Tax Levy\/Garnishment<\/td>\nPer item<\/td>\n$50<\/td>\n$50<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Fees Fee Name Terms Member MemberPLUS Membership Fees New Membership One-time fee: Not applicable to Youth Accounts $5\/membership $5\/membership Checking Account Fees Checking Account Monthly Fee $5 FREE Non-Sufficient Funds NSF per item returned $34 $34 Courtesy Pay Per item paid $34 $34 Overdraft Transfer Per transfer made FREE FREE Stop Payment Per stop placed […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":17,"comment_status":"closed","ping_status":"closed","template":"template_back.php","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"class_list":["post-54","page","type-page","status-publish","hentry"],"yoast_head":"\nFees - Velocity Community Credit Union<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fees - 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