{"id":1462,"date":"2021-11-24T20:25:48","date_gmt":"2021-11-24T20:25:48","guid":{"rendered":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/?p=1462"},"modified":"2025-06-09T19:12:28","modified_gmt":"2025-06-09T19:12:28","slug":"5-smart-money-moves-to-make-this-fall","status":"publish","type":"post","link":"https:\/\/www.velocitycommunity.org\/wph\/workarea\/5-smart-money-moves-to-make-this-fall\/","title":{"rendered":"5 Smart Money Moves To Make This Fall"},"content":{"rendered":"\n<p>As we head into the fall season, it&#8217;s time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make smart money moves for the rest of the year count.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Clean out your closet.<\/strong> You looked into your closet and decided you have <em>nothing<\/em> to wear. Before you start buying new clothes, pull out your clothes and give them a good look. Try them on to make sure everything still fits and donate what you no longer wish to keep.<\/li><li><strong><a href=\"https:\/\/www.velocitycommunity.org\/blog\/3-steps-to-create-a-holiday-budget-each-year\/\">Add holidays into your budget<\/a>.<\/strong> This year, the year-end holiday celebrations will likely be virtual rather than in-person, so you\u2019re less likely to have travel expenses, but there\u2019s still a chance you may overspend on gifts and decorations. If you haven&#8217;t already made a spending plan for them, do so now. Figure out how much you can afford to spend and stick to that amount.<\/li><li><strong>Up your 401(k).<\/strong> If your budget can handle it, why not increase your retirement deductions by 1%? The more you save now, the more tax benefits you\u2019ll get, AND the less you have to worry about in the future.<\/li><li><strong>Spend your Flexible Spending Account (FSA) dollars.<\/strong> Use it or lose it. You&#8217;ve already saved this money, so don&#8217;t leave it on the table. Check your FSA documentation to see what health-related expenses you can use this account for and use those dollars.<\/li><li><strong>Plan to use your vacation days<\/strong>. Using your vacation days is key to living a successful, balanced life. Even if you have a staycation, it&#8217;s critical to use your well-deserved days off. If you plan now, you can even save for a weekend getaway before the end of the year. Life is all about balance.<\/li><\/ol>\n\n\n\n<p>It&#8217;s a great time to reflect on the money progress you&#8217;ve made throughout the past year and start planning out the smart money moves you will make to finish the year right.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As we head into the fall season, it&#8217;s time to start thinking about your year-end money strategy. The fall and winter holidays are closer than you think. Use the following strategies to make smart money moves for the rest of the year count. Clean out your closet. You looked into your closet and decided you [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":5708,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-1462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Smart Money Moves To Make This Fall - Velocity Community Credit Union<\/title>\n<meta name=\"description\" content=\"As we get closer to the holidays, take a moment to review your finances and plan out some smart money moves to make this fall.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Emily Plowman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@VelocityCCU\" \/>\n<meta name=\"twitter:site\" content=\"@VelocityCCU\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Emily Plowman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" 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