Romance Scams: How to Spot the Warning Signs and Stay Safe
Security
January 26, 2026
In today’s digital world, more people are forming connections online. While many of these relationships are genuine, scammers sometimes take advantage of trust and emotions for financial gain. Romance scams can lead to serious emotional distress and financial loss. Knowing the warning signs can help you protect yourself and those you care about.
Recognize the Warning Signs
Romance scammers often create fake profiles on dating apps or social media platforms. Common red flags include moving conversations off the original platform quickly, expressing strong feelings very early, and avoiding in person meetings with excuses such as working overseas or dealing with an emergency. Requests for money, gift cards, or personal information are also major warning signs.
Be Cautious with Requests for Money
One of the clearest signs of a romance scam is a request for money from someone you have never met in person. Scammers often use emotional language such as “I just need a little help,” “This is only temporary,” or “I will pay you back as soon as I can.” They may claim they need help covering medical bills, travel costs, or unexpected financial problems.
No matter how convincing the story sounds, never send money, gift cards, cryptocurrency, or financial information to someone you only know online.
Verify Their Identity
If you feel unsure about someone’s intentions, take steps to verify who they are. A reverse image search can show whether their profile photo appears on other accounts. Asking for a video call can also be helpful, as scammers often avoid live conversations. Pay attention to inconsistencies in their story, especially if details about their job or background seem unrealistic.
Protect Your Personal Information
Never share sensitive details such as banking information, Social Security numbers, or credit card details with someone online. Even small pieces of information, like your address or workplace, can be used for identity theft. Be mindful of how much personal information you share publicly on social media.
Watch Out for Loved Ones
Romance scams do not only affect individuals. They can impact families and friends as well. If someone you care about is involved in an online relationship and begins acting secretive, sending money, or talking about a person they have never met, start a supportive conversation. Ask questions and encourage them to slow down and stay cautious.
Report Suspicious Activity
If you believe you have encountered a romance scam, report it to the platform where the interaction occurred and to the Federal Trade Commission. Reporting scams helps protect others from becoming victims.
Final Thoughts
Romance scams can happen to anyone, but awareness and caution go a long way in preventing harm. Trust your instincts and take time to verify online relationships. Protecting your financial well being and personal safety is always worth the extra care.
For more safety tips check out: www.ftc.gov