Loans & Credit Cards
Two Great Visa® Credit Cards — Two Great Holiday Offers!
The Season of Spending Just Got Rewarding!
Holiday shopping is about to get a whole lot merrier with a Velocity Community Credit Union Visa® Credit Card. Whether you’re checking off your gift list or treating yourself, VCCU has two limited-time offers that will make this holiday season sparkle.
Two Great Cards. Two Great Holiday Rewards.
The Rewards Visa®
- Earn 20,000 bonus points when you spend $3,000 in your first 90 days.1
The Low-Rate Visa®
- Prefer cash in your pocket? Spend $3,000 in your first 90 days and earn $200 back as a statement credit.2
More Reasons to Celebrate
- 0% APR on balance transfers for 12 months (within the first 90 days)3
- No balance transfer fees for the first 90 days3
- Low ongoing rates after the intro period ends3
It’s the smart, rewarding way to shop, save, and celebrate all season long. Whether you’re wrapping presents, planning a getaway, or simply enjoying the holidays, your VCCU Visa® Credit Card has your back.
1) Rewards: Double Bonus Points. Open a credit card account anytime between October 1, 2025 and December 15, 2025, and when you complete $3,000 in spend in the first 90-days, we’ll give you double the bonus points for a total of 20,000 points. This offer does not stack with other promotional offers the Credit Union may be running. Bonus points will be posted to your credit card account by April 15, 2026.
2) Low-Rate: $200 cash. Open a credit card account anytime between October 1, 2025 and December 15, 2025, and when you complete $3,000 in spend in the first 90-days, we’ll give you $200 in statement credit. This offer does not stack with other promotional offers the Credit Union may be running. Bonus cash will be deposited to your VCCU savings by April 15, 2026.
3) APR=Annual Percentage Rate. Transferred balances made within the first 90-days of account opening will have a 0% APR introductory rate for 12 months (12 billing cycles). There are no balance transfer fees for the first 90-days after a new VISA account is opened, after that a fee of 2% of the transfer balance or $5 (whichever is greater) will apply. At the end of the introductory rate period, the account will convert to the standard variable rate as determined by creditworthiness. As of 9/9/25 rates are currently as low as 13.75% to 18.00% APR for the Low-Rate Platinum VISA or 15.75% to 18.00% APR for the Rewards VISA. Existing VCCU VISA Credit Card balances are not transferable.