MemberPLUS
All the benefits of membership, PLUS even more!
MemberPLUS helps you meet or exceed your financial goals. In addition to free upgrades, this program offers you important financial incentives over and above those offered by our standard membership, including free checking and a rate bonus on Certificates of Deposit. These are tangible monetary benefits that can give your financial well-being a boost.
All Velocity members are eligible if they meet one (or more) of the following criteria:1
- Have combined direct deposits of $750 per month
- Maintain $10,000 in combined deposit balances
- Maintain an active loan with the Credit Union, including open VISA credit cards1
- Make 20 debit transactions or more per month
- Or, are age 24 or younger2
For complete details about our MemberPLUS program, stop by our offices and speak with a Branch Consultant or call us at (561) 775-2525 or (800) 872-4517.
The Smart Way to Manage Your Money
| Member | MemberPLUS | |
| Checking Account Fee | $5.00 per month | FREE |
| VCCU Bank Checks | 1 free per day/$2.00 each additional | FREE/Unlimited |
| Bill Pay Fee | FREE | FREE |
| Paper Statements | $3.00 per statement | FREE |
| Overdraft Transfer Fee | $5.00 per transfer | FREE3 |
| Stop Payment Fee | $28.00 per item | $25.00 per item |
| Certificate Rate Bonus | No | Yes |
All charges are subject to change without prior notice.
1 To qualify for MemberPLUS level; the individual must be in good standing with the Credit Union AND receive aggregate direct deposits of $750 per month OR maintain $10,000 in combined deposit balances OR have an active loan with the Credit Union which may include open VISA credit cards (VISA credit cards must be active within the last 30 days and only qualify the primary borrower, not co-borrowers or authorized users) OR make 20 debit transactions or more per month. Qualification is based on the previous month’s data.
2 Any members who are ages 24 and under automatically qualify for all benefits of MemberPLUS with the exception of the bonus CD rate. If they otherwise meet the MemberPLUS criteria, they are eligible for all benefits.
3 Your account will be charged for the transaction. For MemberPLUS accounts, overdraft fees will be refunded to the savings account on the next business day.