Youth Accounts

Sign your kids up for a youth account with Velocity Community Credit Union and help them get a head start on their financial journey.


Claim Your Youth

Claim You Youth Logo 



Claim Your Youth is designed for building key life skills such as managing finances while you are still at home and can get advice from your parents (and your Credit Union!).

  • Youth Checking Accounts – include a Visa Debit Card that can earn cashback, just like the adult accounts (qualifications apply)!
  • Youth Certificates – with special terms just for youth under 18 years of age!
  • Secured Visa Credit Card to start building credit. It’s easy to switch to a regular card once you are older.

Kirby Kangaroo Club – ages 12 and under

Kirby Kangaroo Logo 




The Kirby Kangaroo Club offers our young savers new savings options, club activities, and Kirby Bucks. It’s only for kids 12 and under, so no adults allowed! Visit the Kirby Kangaroo website.

Kirby Bucks – Save Money and Earn Rewards!

For every $5 you deposit into your youth account, Velocity Community Credit Union will give you 1 Kirby Buck. (There is a limit of 10 Kirby Bucks per day.) Save your Bucks and use them to buy fun stuff.

Zogo App – Learn About Money and Earn Gift Cards

Velocity Community supports financial education. To make it easy for our busy youth and young adult members, we have partnered with Zogo to offer a financial literacy app that lets them learn on their schedule. Using bite-sized learning modules created by professors and students from Duke University, the app starts simple and grows, teaching about a variety of topics that will help them manage their money.

They start each module by learning five concepts before taking a five-question quiz. Completing each module earns users points. Accumulate enough points and users win a $5 gift card to the store of their choice.

Sign-Up for the Zogo App

Make the Grade…and We’ll Pay $25

Make the Grade…and get paid! Beginning June 1st, bring us your report card for the full school year and we will deposit $25* into your Velocity Community account for “Making the Grade!” To qualify, Elementary students will need all “PRs” or better, and Middle through 4 years of college** (full time, 12 credit hours/semester) must have a 3.0 or better.*** Just bring it to one of the tellers, and we’ll deposit the money into your account. Hurry in, because you only have until September 1st.

*This program is not retroactive and may be revised or canceled by the Credit Union at any time.
**For college students, completion of twelve (12) credit hours per semester will be considered full-time.
***Report cards or equivalent reports must be received at the Credit Union no later than September 1st for you to receive $25.00 for the school year just completed.

Coverdell Education Savings Accounts

CESAs allow you to save money for your child’s education on a tax-favored basis. Distributions used to pay for certain qualified education expenses are federal income tax-free and penalty tax-free.

Anyone can make contributions to a child’s CESA (including parents, grandparents, godparents, corporations, etc.), though they may be limited by their modified adjusted gross income (MAGI). The contribution is not tax-deductible.

General Information:

  • No annual fee
  • No maintenance fee
  • Both Savings and Certificate accounts available
  • April 15th is typically the last day to make contributions for the prior tax year
  • Insured by NCUA up to $250,000

Are you ready to start your future now?

Then get started today with our online application! In three easy steps, you can complete the requested information online to open your Youth Account. Don’t forget – you have to have an adult as a joint owner. We will follow up with you as soon as possible to complete your account. To get started, click here.