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At Velocity Community Credit Union, we believe in going the extra mile for our members—and your checking account should do the same. With no minimum balance requirements, built-in rewards, and the convenience of modern banking, our checking accounts are designed to move at the speed of life.

Why Open a Velocity Community Checking Account?

  • No Minimum Balance – Keep your money working for you, not tied up in unnecessary requirements.
  • Cashback Rewards – Earn $0.10 per debit card transaction with our exclusive cashback program.1
  • Free Visa® Debit Card – Enjoy same-day replacement service, so you’re never left waiting.
  • Digital Convenience – Access your money anytime with Online & Mobile Banking, Express Deposit, and customizable eAlerts.
  • Overdraft Protection – We’ve got your back with coverage to help you avoid surprises.
  • MemberPLUS Perks – Qualify automatically when you set up direct deposit of $750 or more.

Limited-Time Offer: Get $1002 When You Go Further

Open a new checking account and set up a qualifying direct deposit of $1,000 or more within 90 days, and we’ll reward you with a $100 bonus. It’s that simple.

Open Now

1) There is no charge for cash transactions made at point-of-sale terminals or Velocity Community-owned ATMs. Fees may apply for transactions made at machines we do not own. You must make 20 transactions or more with your debit card or mobile wallet connected to your checking account and be enrolled in eStatements by the 25th of the month to qualify for Cashback. Cashback of $0.10 per transaction will be automatically deposited into the checking account on the 1st of the following month. The checking account must be open on the day that the cashback is paid or else the cashback will be forfeited. Transactions made with merchant cards connected to Velocity debit cards may not qualify for Cash Back.

2) To qualify, the new member must open a checking account with a direct deposit of at least $1,000.00 per month payable to the account holder within 90 days of opening the membership. Account opening bonus of $100 will be paid to the new checking account after the direct deposit has been posted to the new account. Direct Deposit of at least $750 automatically qualifies you for free MemberPLUS checking; member-level checking has a small monthly fee. Must not have held the account type at VCCU in the previous 12-months. Must be 18 years or older. Visit our website at https://www.velocitycommunity.org/checking-savings/checking/ for more details on our checking accounts. Promotion ends August 31, 2025.