Personal
Loans & More

Velocity Community Credit Union is committed to helping our members in any way we can, which means that we are so much more than just car loans and checking accounts! From Personal loans to Credit Builder loans, we have so much more to offer

 

Personal Loans

Sometimes a personal loan is…well…personal. For example, an elective plastic surgery for the body part of your choice. Dentures and hearing aids are personal. Fertility treatments are extremely personal, important, and carry quite a price tag. Velocity Community Credit Union is here to help.

  • Wedding expenses
  • Furniture
  • Braces
  • Debt consolidation
  • What you need!
  • Student Loans or consolidation

Call them personal loans or lifestyle loans—we call them “good reason loans.” We look for ways to say “yes” to your loan requests every day.

Apply Now!

 

Credit Builder Loan

At one time or another, many people hit a rough financial patch that negatively impacts their credit rating. if that has happened to you, or if you are just starting to build credit for the first time, we can help.

With our Credit Builder Loan, you borrow anywhere from $500 to $5,000 at a low fixed rate. The money you borrow is held in a Velocity Community Credit Union savings account in your name until your loan is repaid. While you make your payments:

  • You establish positive payment history to help build your credit rating
  • The money in your account earns dividends to help offset the loan interest
  • Once the loan is repaid, the balance of the savings account is available to use any way you like!

Secured Loans

Use the money in your Credit Union Savings Secured Account as collateral for your loan without affecting your dividend earnings. This is a smart way to pay less on your loan while maintaining the balance in your account.

Apply Now!   Check Rates