Skip-A-Pay

Make the season merrier with extra cash! For just $301 per loan, Skip-A-Pay allows you to skip your loan payment on as many consumer loans as you want during any one month of your choosing РNovember, December, or January.

It is super easy to do with our online form. Simply fill out and submit your Skip-A-Pay Coupon all online or click below to print the coupon and turn it into your nearest branch. Then, enjoy the season with extra cash. It is our gift to you! Act now – offer ends January 31, 2022. 

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1) All requests to skip a payment must be approved by the loan department. The Skip-A-Payment Fee is $30 per loan. Members who utilize Skip-A-Pay are solely responsible for stopping, and then restarting, any recurring payments they may have initiated through VCCU or elsewhere. By signing this form you agree to amend the terms of your original agreement and to repay the entire unpaid balance and accrued interest. If you have a co-borrower, they must sign. Personal, Signature, and Vehicle Loans are eligible for this offer. Mortgages, Credit Cards, Home Equity Loans, and Student Loans are not eligible. All Credit Union accounts must be in good standing. IMPORTANT: Members that have purchased GAP coverage will only be covered for their first skipped payment in the event of a claim deficiency. Subsequent skipped payments will not be covered. Contact the Credit Union for complete details.