Business Account Fees

You will find that our Business Account Fees are low, competitive, and fair. Speak with a Business Account Specialist for more information.

Fee Name Terms Member

Membership Fees

    
New Membership One-time fee $5/membership

Checking Account Fees

    
Low Volume Checking Account Fee 100 FREE transactions1 $5 per month
  Per transaction over 100 $0.25
Moderate Volume Checking Account Fee 250 FREE transactions1 $15 per month
  Per transaction over 250 $0.25
Non-Sufficient Funds NSF per item returned $34
Courtesy Pay Per item paid $34
Overdraft Transfer Per transfer made $5
Stop Payment Per stop placed $30
Stop Payment Cancellation Per stop payment canceled $15
Checks Variable depending on the style Variable
Photocopy of Check Per copy $10
Original Check Per original item $15
Temporary Checks 12 checks $15

Other Service Fees

 Applicable to all accounts  
Account Reconciliation Per hour $35
Account Research Per hour $35
Account Close & Reopen Not applicable when due to fraud or lost/stolen checks $40
Account Closed within First 90 Days Per membership $35
Deposited Item Returned Per item $10
Deposited Item Returned on Self Per item $35
NSF on Automatic Loan Payment Per item $15
Paper Statements Per month $3
Statement Copies Per copy $5
Interim Statement or Account Printout Per item $5
Incorrect Address Per month $5
Returned Mail Per item – excluding paper statements and marketing materials $1
Inactive Account Per month – applied after 12 months of inactivity on accounts less than $500. Accounts owned by minors are excluded. $10
Escheat Processing Up to: $25
Items Sent for Collection Per item Variable
Foreign Item Cash Letter/Collection Per item up to: $50
Wire Transfer – Incoming Per transfer FREE
Wire Transfer – Outgoing Per transfer $20
Wire Transfer – International Outgoing – per transfer $50
Certified Check Per item certified $2
Velocity CCU Bank Check Withdrawal Per check $2
Photocopy of VCCU Bank Check Per item $10
Unpresented VCCU Bank Check Per item $25
Exchange of Business Check for Cash   1% of check amount up to $7
Coin Machine   7% of total amount
Pay-by-Phone Call for a free quote Variable
Notary or Signature Guarantee Members only $10
Express Mail Per item $25
Paper Title Processing Per title plus State fee (variable) $5

Cash Order Fees

    
Up to $1,000   FREE
$1,000 to $5,000   1% of Total Order
$5,000 to $10,000   2% of Total Order
Over $10,000   3.5% of Total Order
Rolled Coin   $0.20 per roll

Deposit Fees

    
Up to $10,000 aggregate cash/coin deposited per month FREE
Cash deposited   $0.20 per $100
Rolled Coin   $0.20 per roll
Deposit Correction   $5.00 per correction

Electronic Funds Transfer Fees

 Applicable to all accounts  
VISA Debit Card   FREE
Replacement Card Per card $10
Overdrawn Debit Card Per item $34
Proprietary ATM   FREE
Non-Proprietary ATMs2  Withdrawal – per transaction $2
  Balance Inquiry – per inquiry $1
Institution-to-Institution (I2I) Incoming – per transfer FREE
  Outgoing – per transfer $5
  Next Day, Incoming – per transfer $3
  Next Day, Outgoing – per transfer $8
Loan Payment paid using Debit Card Per payment $7.95
Inactive Bill Pay (no payments made during the previous six months) Per month $5

Shared Branching Fees

    
Deposited Item Returned Per item $25
Deposited Item Returned on Self Per item $35
Cash Withdrawal Per transaction $2
Balance Inquiry Per inquiry $1

Collection Fees

    
Tax Levy/Garnishment Per item $50

1. Transactions include debits and credits (excluding ATM/POS transactions and internal transfers), deposits, checks cleared, and checks deposited.
2. Non-proprietary ATMs may charge an additional fee which will be disclosed at the time of the transaction.