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Top Credit Score Myths You Should Stop Believing

Financial

August 15, 2025

Your credit score is a key part of your financial life. It can affect your ability to get a loan, rent an apartment, or even land a job. But there are many myths out there that confuse people about how credit scores really work. Believing these myths can hurt your financial progress. Let’s break down…

Parents and child reviewing school information on a laptop surrounded by notebooks and school supplies, showing online safety during back to school season.

How to Avoid Back to School Scams

Security

As families across Palm Beach County gear up for another school year, scammers are preparing too. Every August, fraudsters take advantage of busy parents, eager students, and seasonal spending habits. From fake supply websites to ... >

Traveler checking mobile banking app on smartphone while waling in an airport terminal with luggage

Financial Safety Tips While Traveling

Security

Traveling offers a much-needed break from daily routines, but it also opens the door to potential financial risks. Whether you're heading across the country or overseas, a little preparation can go a long way in ... >

Teen girl sitting on the ground upset with phone and backpack

Online Scams Targeting Kids and Teens: How to Protect Your Child

Security

Online scams targeting kids and teens are on the rise, and families need to be more vigilant than ever. As technology becomes a regular part of children's lives, scammers are finding new ways to exploit ... >

Protect Yourself from Romance Scams

Security

In today's digital world, more people are meeting online. While most connections are genuine, some scammers take advantage of people's emotions. Romance scams can have devastating financial and emotional consequences. At Velocity Community Credit Union, ... >

The Holidays Are Over, But the Scammers Don’t Go Away

Security

The holiday season may be behind us, but scammers are always looking for their next target. Post-holiday scams are common as fraudsters try to take advantage of the aftermath of the season. Staying vigilant can ... >

Avoid Random Text Scams: Stay Safe with These Tips

Security

In today’s digital world, text messages are a common way we communicate. However, scammers have also jumped on this bandwagon, using fake texts to steal personal information or money. Known as "smishing" (SMS phishing), this ... >